---
title: HB 1194. Insurance; clarify periods of time for transportation network company services
collection: bills
id: 2025-2026/hb1194
cite_as: HB 1194, 2025-2026 Regular Session (Ga.)
canonical_url: https://georgiacommons.org/bills/2025-2026/hb1194
md_url: https://georgiacommons.org/bills/2025-2026/hb1194.md
text_url: https://georgiacommons.org/bills/2025-2026/hb1194/text
source_url: https://www.legis.ga.gov/legislation/72843
date: 2026-02-06
status: introduced
corpus_version: bills-2026-09-13
license: Public record of the Georgia General Assembly, via LegiScan; see about.md
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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previous: https://georgiacommons.org/bills/2025-2026/hb1193.md
next: https://georgiacommons.org/bills/2025-2026/hb1195.md
index: https://georgiacommons.org/bills/index.md
omitted: votes and history
omitted_chars: 129
omitted_url: https://georgiacommons.org/bills/2025-2026/hb1194.md?full=1
bill_number: HB 1194
session: 2025-2026 Regular Session
session_slug: 2025-2026
chamber: House
bill_type: bill
status_date: 2026-02-04
last_action: House Second Readers
sponsors:
- Rob Leverett
- Chuck Efstration
- Bruce Williamson
- Eddie Lumsden
text_version: Introduced
has_text: true
legiscan_url: https://legiscan.com/GA/bill/HB1194/2025
upstream_id: 2108092
summaries_model: claude-sonnet-5
topic_tags:
- insurance regulation
- rideshare drivers
- transportation network companies
- auto insurance
---
# HB 1194. Insurance; clarify periods of time for transportation network company services
## Text
House Bill 1194
By: Representatives Leverett of the 123rd, Efstration of the 104th, and Williamson of the 112th
A BILL TO BE ENTITLED
AN ACT
To amend Code Section 33-1-24 of the Official Code of Georgia Annotated, relating to
insurance requirements for transportation network companies and their drivers, so as to
clarify periods of time for transportation network company services; to provide for a
definition; to provide for related matters; to provide for an effective date and applicability;
to repeal conflicting laws; and for other purposes.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:
SECTION 1.
Code Section 33-1-24 of the Official Code of Georgia Annotated, relating to insurance
requirements for transportation network companies and their drivers, is amended by revising
paragraph (5) of subsection (a) as follows:
"(5) 'Transportation network company services' or 'services' means:
(A) The period of time a driver is logged on to the transportation network company's
digital network and available to accept a ride request until the driver is logged off,
except for that time period described in subparagraph (B) of this paragraph; and
(B) The period of time a driver accepts a ride request rider occupies a vehicle during
a ride requested on the transportation network company's digital network until the
driver completes the transaction or the ride is complete, whichever is later.
Transportation network company services shall not include transportation provided using
a taxi, a limousine carrier as defined in Code Section 40-1-151, or any other
commercially registered motor vehicle and commercially licensed driver."
SECTION 2.
This Act shall become effective on July 1, 2026, and shall apply to all policies issued,
delivered, issued for delivery, or renewed in this state on or after such date.
SECTION 3.
All laws and parts of laws in conflict with this Act are repealed.
## Summaries written by Georgia Commons
The following was written by claude-sonnet-5 from the text above and is not part of the bill. Quote the text, not the summary.
A Georgia House bill would redefine when insurance coverage periods for rideshare drivers begin during a trip, changing the trigger from ride acceptance to when a rider actually gets in the vehicle.
### Plain-language summary
Georgia law (O.C.G.A. § 33-1-24) sets rules for how insurance applies to transportation network company drivers, such as those working for rideshare apps. The law breaks a driver's work into time periods, since different insurance requirements apply depending on whether a driver is just logged on and waiting, or actively carrying out a ride.
This bill changes the definition of the second period. Currently that period starts when the driver accepts a ride request. The bill would instead start it when the rider actually occupies the vehicle for a requested ride, and it would continue until the driver completes the transaction or the ride is finished, whichever comes later. The change would take effect July 1, 2026, and would apply to insurance policies issued, delivered, or renewed in Georgia on or after that date.
### What it does
- Changes the point at which the second transportation network company service period begins, from when a driver accepts a ride request to when a rider occupies the vehicle.
- Keeps the end point of that period the same: when the driver completes the transaction or the ride is complete, whichever is later.
- Leaves unchanged the first period, covering the time a driver is logged on and available but has not yet started a ride.
- Sets an effective date of July 1, 2026, applying to insurance policies issued, delivered, or renewed in Georgia on or after that date.
### Who it affects
Rideshare drivers working for transportation network companies like Uber or Lyft, the insurance companies that write policies covering them, and riders who use these services in Georgia, since the timing of insurance coverage during a trip would change.
### Why it matters
Insurance coverage requirements can differ depending on which service period a driver is in. Moving the start of the second period from ride acceptance to rider pickup could change which insurance policy applies, and to what level, during the gap between accepting a ride and the rider getting in the car.
### Key provisions
- Section 1 revises paragraph (5) of subsection (a) in O.C.G.A. § 33-1-24, which defines 'transportation network company services.'
- The revised definition changes subparagraph (B) so the covered period starts when a rider occupies the vehicle, rather than when the driver accepts the ride request.
- Subparagraph (A), covering the time a driver is logged on and waiting for a ride request, is left unchanged.
- The definition continues to exclude taxis, limousine carriers as defined in O.C.G.A. § 40-1-151, and other commercially registered and licensed vehicles.
- Section 2 sets a July 1, 2026 effective date and applies the change to policies issued, delivered, or renewed on or after that date.
- Section 3 repeals any conflicting laws.
## Status
- Status: Introduced (2026-02-04)
- Last action: House Second Readers (2026-02-06)
- Sponsors: Rob Leverett, Chuck Efstration, Bruce Williamson, Eddie Lumsden
- Official page: https://www.legis.ga.gov/legislation/72843
> The history, votes, and amendments (129 characters) are at https://georgiacommons.org/bills/2025-2026/hb1194.md?full=1