---
title: HB 1222. Property; regulation of specialized land transactions; provide issuance of statements of accounts
collection: bills
id: 2025-2026/hb1222
cite_as: HB 1222, 2025-2026 Regular Session (Ga.)
canonical_url: https://georgiacommons.org/bills/2025-2026/hb1222
md_url: https://georgiacommons.org/bills/2025-2026/hb1222.md
text_url: https://georgiacommons.org/bills/2025-2026/hb1222/text
source_url: https://www.legis.ga.gov/legislation/72912
date: 2026-02-18
status: introduced
corpus_version: bills-2026-09-13
license: Public record of the Georgia General Assembly, via LegiScan; see about.md
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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omitted: votes and history
omitted_chars: 199
omitted_url: https://georgiacommons.org/bills/2025-2026/hb1222.md?full=1
bill_number: HB 1222
session: 2025-2026 Regular Session
session_slug: 2025-2026
chamber: House
bill_type: bill
status_date: 2026-02-05
last_action: House Committee Favorably Reported By Substitute
sponsors:
  - Regina Lewis-Ward
  - Alan Powell
  - Carolyn Hugley
  - Dale Washburn
  - Billy Mitchell
  - Clint Crowe
text_version: Comm Sub
has_text: true
legiscan_url: https://legiscan.com/GA/bill/HB1222/2025
upstream_id: 2109974
summaries_model: claude-sonnet-5
topic_tags:
  - homeowners associations
  - condominium law
  - property transactions
  - real estate closings
  - HOA fees
---

# HB 1222. Property; regulation of specialized land transactions; provide issuance of statements of accounts

## Text

The House Committee on Regulated Industries offers the following substitute to HB 1222:
A BILL TO BE ENTITLED
AN ACT
To amend Chapter 3 of Title 44 of the Official Code of Georgia Annotated, relating to
regulation of specialized land transactions, so as to provide for the issuance of statements of
accounts; to provide for information required in and the manner of requesting and providing
such statements; to provide for the effect of failure to furnish such statements as required;
to amend Code Section 44-14-15 of the Official Code of Georgia Annotated, relating to fee
for a future conveyance and limited circumstances relative to property, so as to provide for
a cross-reference; to provide for a definition; to provide for related matters; to provide for
applicability; to repeal conflicting laws; and for other purposes.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:
SECTION 1.
Chapter 3 of Title 44 of the Official Code of Georgia Annotated, relating to regulation of
specialized land transactions, is amended in Article 3, the "Georgia Condominium Act," by
revising subsection (e) of Code Section 44-3-80, relating to allocation of and liability for
common expenses and how assessments made, as follows:
"(e) Unless otherwise provided in the condominium instruments and except as provided
in subsection (f) of this Code section, the grantee in a conveyance of a condominium unit
shall be jointly and severally liable with the grantor thereof for all unpaid assessments
against the latter up to the time of the conveyance without prejudice to the grantee's right
to recover from the grantor the amounts paid by the grantee therefor; provided, however,
that, if the grantor or grantee shall request a statement from the association as provided in
Code Section <del>44-3-109</del> <ins>44-3-109.1,</ins> such grantee and his <ins>or her</ins> successors,
successors-in-title, and assigns shall not be liable for nor shall the condominium unit
conveyed be subject to a lien for any unpaid assessments against such grantor in excess of
any amount set forth in the statement."
SECTION 2.
Said chapter is further amended in said article by revising subsections (d) and (e) of Code
Section 44-3-109, relating to lien for assessments, personal obligation of unit owner, notice
and foreclosure, lapse, right to statement of assessments, and effect to failure to furnish
statement, as follows:
"(d) <del>Any unit owner, mortgagee of a unit, person having executed a contract for the
purchase of a condominium unit, or lender considering the loan of funds to be secured by
a condominium unit shall be entitled upon request to a statement from the association or
its management agent setting forth the amount of assessments past due and unpaid together
with late charges and interest applicable thereto against that condominium unit. Such
request shall be in writing, shall be delivered to the registered office of the association, and
shall state an address to which the statement is to be directed. Failure on the part of the
association to mail or otherwise furnish such statement regarding amounts due and payable
at the expiration of such five-day period with respect to the condominium unit involved to
such address as may be specified in the written request therefor within five business days
from the receipt of such request shall cause the lien for assessments created by this Code
section to be extinguished and of no further force or effect as to the title or interest acquired
by the purchaser or lender, if any, as the case may be, and their respective successors and
</del>
<del>assigns, in the transaction contemplated in connection with such request. The information
specified in such statement shall be binding upon the association and upon every unit
owner. Payment of a fee not exceeding $10.00 may be required as a prerequisite to the
issuance of such a statement if the condominium instruments so provided.
(e)</del> Nothing in this Code section shall be construed to prohibit actions maintainable
pursuant to Code Section 44-3-76 to recover sums for which subsection (a) of this Code
section creates a lien."
SECTION 3.
Said chapter is further amended in said article by adding a new Code section to read as
follows:
<ins>"44-3-109.1.
(a) Within ten business days after receiving a written or electronic request for a statement
of account from a unit owner or the unit owner's designee, a mortgage lender, or a
mortgagee of a lot or the designee of such mortgagee of a lot, the association shall issue a
statement of account as provided for in this Code section. A request for a statement of
account shall be considered received at the time it is sent if transmitted by electronic means
or by hand delivery, within three days if transmitted by first-class mail, and upon delivery
if transmitted by statutory overnight delivery.
(b) Each association shall designate on its public website or otherwise publish the name
of a person or entity with a street or email address for receipt of a request for a statement
of account. A statement of account may be prepared and issued by an officer, authorized
agent, or authorized representative of the association, including any authorized agent,
authorized representative, or employee of a management company authorized to complete
the statement of account on behalf of the board or association. The statement of account
shall be provided by email, electronic download, hand delivery, first-class mail, or statutory
overnight delivery to the requester on the date of its issuance.
</ins>
<ins>(c) A statement of account as provided for in this Code section shall contain all of the
following information regarding the property for which the transaction is to occur:
(1) Date of issuance;
(2) Name of the unit owner or owners as reflected in the books and records of the
association;
(3) Unit designation and address;
(4) Assigned parking or garage space number, as reflected in the books and records of
the association, as applicable;
(5) Attorney's name and contact information if the account is delinquent and has been
turned over to an attorney for collection;
(6) Name of the requester;
(7) Assessment information and other information:
(A) The amount of the regular periodic assessment levied against the unit and the
frequency of such assessment;
(B) The date through which the regular periodic assessments have been paid;
(C) The due date for the next installment of the regular periodic assessment and the
amount due;
(D) An itemized list of all assessments, special assessments, and other moneys owed
to the association for the unit as of the date of issuance of the statement of account; and
(E) An itemized list of any additional assessments, special assessments, and other
moneys that are scheduled to become due for each day after the date of issuance for the
effective period of the statement of account. In calculating the amounts that are
scheduled to become due, the association may assume that any delinquent amounts will
remain delinquent during the effective period of the statement of account; and
(8) Additional information:
(A) Any open violation of any rule or regulation notice to the unit owner in the
association's official records;
</ins>
<ins>(B) A list of and contact information for all other associations of which the unit owner
is a member by virtue of ownership of the unit;
(C) A copy of the current covenants and bylaws of the association and a copy of the
rules and regulations adopted by the association;
(D) A copy of the association's certificate of insurance for any insurance provided by
the association for the lot or the name, address, email address, and telephone number
of the association's insurance provider of any such insurance; and
(E) The signature of an officer or authorized agent of the association.
(d) A statement of account issued pursuant to this Code section shall have a 30 day
effective period. If additional information is needed or a mistake related to the statement
of account becomes known to the association or its authorized agent within the effective
period, an amended statement of account may be delivered and become effective if a sale
or refinancing of the unit has not been completed during such effective period. An
amended statement of account shall be delivered on the date of issuance and a new 30 day
effective period shall begin on such date.
(e) An association waives the right to collect any moneys owed in excess of the amounts
specified in the statement of account from any person and such person's successors or
assigns who in good faith rely upon such statement of account.
(f) If the association or its authorized agent fails to disclose in the statement of account the
correct amount of an assessment, a special assessment, or other moneys owed to the
association, the purchaser of the unit shall not be obligated to pay the incorrectly disclosed
amount and any lien for the incorrectly disclosed amount owed to the association shall be
extinguished.
(g)(1) An association's authorized agent may charge the association a reasonable fee for
the preparation and issuance of a statement of account which shall not exceed $250.00.
</ins>
<ins>(2) If a statement of account is requested on an expedited basis and issued within three
business days after the request, the association's authorized agent may charge the
association an additional fee of $50.00.
(3) Neither the association nor its authorized agent shall charge the requester of a
statement of account pursuant to this Code section any fees associated with the
preparation and issuance of the statement of account as provided for in this Code section."
</ins> SECTION 4.
Said chapter is further amended in Article 6, the "Georgia Property Owners' Association
Act," by revising subsection (c) of Code Section 44-3-225, relating to assessment of
expenses, exemption from liability, and liability for unpaid assessments, as follows:
"(c) Unless otherwise provided in the instrument and except as provided in subsection (d)
of this Code section, the grantee in a conveyance of a lot shall be jointly and severally
liable with the grantor thereof for all unpaid assessments against the latter up to the time
of the conveyance without prejudice to the grantee's right to recover from the grantor the
amounts paid by the grantee; provided, however, that, if the grantor or grantee shall request
a statement from the association as provided in <del>subsection (d) of Code Section 44-3-232
</del> <ins>Code Section 44-3-232.2,</ins> such grantee and his or her successors, successors-in-title, and
assigns shall not be liable for nor shall the property owners' association lot conveyed be
subject to a lien for any unpaid assessments against such grantor in excess of any amount
set forth in the statement."
SECTION 5.
Said chapter is further amended in said article by revising Code Section 44-3-232, relating
to assessments against lot owners as constituting lien in favor of association, additional
charges against lot owners, procedure for foreclosing lien, and obligation to provide
statement of amounts due, as follows:
"(d) <del>Any lot owner, mortgagee of a lot, person having executed a contract for the purchase
of a lot, or lender considering the loan of funds to be secured by a lot shall be entitled upon
request to a statement from the association or its management agent setting forth the
amount of assessments past due and unpaid together with late charges and interest
applicable thereto against that lot. Such request shall be in writing, shall be delivered to
the registered office of the association, and shall state an address to which the statement is
to be directed. Failure on the part of the association, within five business days from the
receipt of such request, to mail or otherwise furnish such statement regarding amounts due
and payable at the expiration of such five-day period with respect to the lot involved to
such address as may be specified in the written request therefor shall cause the lien for
assessments created by this Code section to be extinguished and of no further force or
effect as to the title or interest acquired by the purchaser or lender, if any, as the case may
be, and their respective successors and assigns, in the transaction contemplated in
connection with such request. The information specified in such statement shall be binding
upon the association and upon every lot owner. Payment of a fee not exceeding $10.00
may be required as a prerequisite to the issuance of such a statement if the instrument so
provides.
(e)</del> Nothing in this Code section shall be construed to prohibit actions maintainable
pursuant to Code Section 44-3-223 to recover sums for which subsection (a) of this Code
section creates a lien."
SECTION 6.
Said chapter is further amended in said article by adding a new Code section to read as
follows:
<ins>"44-3-232.2.
(a) Within ten business days after receiving a written or electronic request for a statement
of account from a lot owner or the lot owner's designee, a mortgage lender, or a mortgagee
</ins>
<ins>of a lot or the designee of such mortgagee of a lot, the association shall issue a statement
of account as provided for in this Code section. A request for a statement of account shall
be considered received at the time it is sent if transmitted by electronic means or by hand
delivery, within three days if transmitted by first-class mail, and upon delivery if
transmitted by statutory overnight delivery.
(b) Each association shall designate on its public website or otherwise publish the name
of a person or entity with a street or email address for receipt of a request for a statement
of account. A statement of account may be prepared and issued by an officer, authorized
agent, or authorized representative of the association, including any authorized agent,
authorized representative, or employee of a management company authorized to complete
the statement of account on behalf of the board or association. The statement of account
shall be provided by email, electronic download, hand delivery, first-class mail, or statutory
overnight delivery to the requester on the date of its issuance.
(c) A statement of account as provided for in this Code section shall contain all of the
following information regarding the property for which the transaction is to occur:
(1) Date of issuance;
(2) Name of the lot owner or owners as reflected in the books and records of the
association;
(3) Lot designation and address;
(4) Assigned parking or garage space number, as reflected in the books and records of
the association, as applicable;
(5) Attorney's name and contact information if the account is delinquent and has been
turned over to an attorney for collection;
(6) Name of the requester;
(7) Assessment information and other information:
(A) The amount of the regular periodic assessment levied against the lot and the
frequency of such assessment;
</ins>
<ins>(B) The date through which the regular periodic assessments have been paid;
(C) The due date for the next installment of the regular periodic assessment and the
amount due;
(D) An itemized list of all assessments, special assessments, and other moneys owed
to the association for the lot as of the date of issuance of the statement of account; and
(E) An itemized list of any additional assessments, special assessments, and other
moneys that are scheduled to become due for each day after the date of issuance for the
effective period of the statement of account. In calculating the amounts that are
scheduled to become due, the association may assume that any delinquent amounts will
remain delinquent during the effective period of the statement of account; and
(8) Additional information:
(A) Any open violation of any rule or regulation notice to the lot owner in the
association's official records;
(B) A list of and contact information for all other associations of which the lot owner
is a member by virtue of ownership of the lot;
(C) A copy of the current covenants and bylaws of the association and a copy of the
rules and regulations adopted by the association;
(D) A copy of the association's certificate of insurance for any insurance provided by
the association for the lot or the name, address, email address, and telephone number
of the association's insurance provider of any such insurance; and
(E) The signature of an officer or authorized agent of the association.
(d) A statement of account issued pursuant to this Code section shall have a 30 day
effective period. If additional information is needed or a mistake related to the statement
of account becomes known to the association or its authorized agent within the effective
period, an amended statement of account may be delivered and become effective if a sale
or refinancing of the lot has not been completed during such effective period. An amended
</ins>
<ins>statement of account shall be delivered on the date of issuance and a new 30 day effective
period shall begin on such date.
(e) An association waives the right to collect any moneys owed in excess of the amounts
specified in the statement of account from any person and such person's successors or
assigns who in good faith rely upon such statement of account.
(f) If the association or its authorized agent fails to disclose in the statement of account the
correct amount of an assessment, a special assessment, or other moneys owed to the
association, the purchaser of the lot shall not be obligated to pay the incorrectly disclosed
amount and any lien for the incorrectly disclosed amount owed to the association shall be
extinguished.
(g)(1) An association's authorized agent may charge the association a reasonable fee for
the preparation and issuance of a statement of account which shall not exceed $250.00.
(2) If a statement of account is requested on an expedited basis and issued within three
business days after the request, the association's authorized agent may charge the
association an additional fee of $50.00.
(3) Neither the association nor its authorized agent shall charge the requester of a
statement of account pursuant to this Code section any fees associated with the
preparation and issuance of the statement of account as provided for in this Code section."
</ins> SECTION 7.
Said chapter is further amended in Article 7, relating to developer management of certain
associations, by adding a new Code Section to read as follows:
<ins>"44-3-251.
(a)(1) As used in this Code section, the term 'association' means a corporation or
voluntary entity formed for the purpose of exercising the powers of a homeowners'
association or property owners' association governing a common interest community that
is not subject to Article 3 or 6 of this chapter.
</ins>
<ins>(2) This Code section shall apply to a common interest community subject to covenants
restricting land to certain uses affecting planned subdivisions containing no fewer than 15
individual lots and requiring mandatory assessment payments to an association governing
such subdivision, which subdivision is not subject to Article 3 or 6 of this chapter.
(b) Within ten business days after receiving a written or electronic request for a statement
of account from a lot owner or the lot owner's designee, a mortgage lender, or a mortgagee
of a lot or the designee of such mortgagee of a lot, the association shall issue a statement
of account as provided for in this Code section. A request for a statement of account shall
be considered received at the time it is sent if transmitted by electronic means or by hand
delivery, within three days if transmitted by first-class mail, and upon delivery if
transmitted by statutory overnight delivery.
(c) Each association shall designate on its public website or otherwise publish the name
of a person or entity with a street or email address for receipt of a request for a statement
of account. A statement of account may be prepared and issued by an officer, authorized
agent, or authorized representative of the association, including any authorized agent,
authorized representative, or employee of a management company authorized to complete
the statement of account on behalf of the board or association. The statement of account
shall be provided by email, electronic download, hand delivery, first-class mail, or statutory
overnight delivery to the requester on the date of its issuance.
(d) A statement of account as provided for in this Code section shall contain all of the
following information regarding the property for which the transaction is to occur:
(1) Date of issuance;
(2) Name of the lot owner or owners as reflected in the books and records of the
association;
(3) Lot designation and address;
(4) Assigned parking or garage space number, as reflected in the books and records of
the association, as applicable;
</ins>
<ins>(5) Attorney's name and contact information if the account is delinquent and has been
turned over to an attorney for collection;
(6) Name of the requester;
(7) Assessment information and other information:
(A) The amount of the regular periodic assessment levied against the lot and the
frequency of such assessment;
(B) The date through which the regular periodic assessments have been paid;
(C) The due date for the next installment of the regular periodic assessment and the
amount due;
(D) An itemized list of all assessments, special assessments, and other moneys owed
to the association for the lot as of the date of issuance of the statement of account; and
(E) An itemized list of any additional assessments, special assessments, and other
moneys that are scheduled to become due for each day after the date of issuance for the
effective period of the statement of account. In calculating the amounts that are
scheduled to become due, the association may assume that any delinquent amounts will
remain delinquent during the effective period of the statement of account; and
(8) Additional information:
(A) Any open violation of any rule or regulation notice to the lot owner in the
association's official records;
(B) A list of and contact information for all other associations of which the lot owner
is a member by virtue of ownership of the lot;
(C) A copy of the current covenants and bylaws of the association and a copy of the
rules and regulations adopted by the association;
(D) A copy of the association's certificate of insurance for any insurance provided by
the association for the lot or the name, address, email address, and telephone number
of the association's insurance provider of any such insurance; and
(E) The signature of an officer or authorized agent of the association.
</ins>
<ins>(d) A statement of account issued pursuant to this Code section shall have a 30 day
effective period. If additional information is needed or a mistake related to the statement
of account becomes known to the association or its authorized agent within the effective
period, an amended statement of account may be delivered and become effective if a sale
or refinancing of the lot has not been completed during such effective period. An amended
statement of account shall be delivered on the date of issuance and a new 30 day effective
period shall begin on such date.
(e) An association waives the right to collect any moneys owed in excess of the amounts
specified in the statement of account from any person and such person's successors or
assigns who in good faith rely upon such statement of account.
(f) If the association or its authorized agent fails to disclose in the statement of account the
correct amount of an assessment, a special assessment, or other moneys owed to the
association, the purchaser of the lot shall not be obligated to pay the incorrectly disclosed
amount and any lien for the incorrectly disclosed amount owed to the association shall be
extinguished.
(g)(1) An association's authorized agent may charge the association a reasonable fee for
the preparation and issuance of a statement of account which shall not exceed $250.00.
(2) If a statement of account is requested on an expedited basis and issued within three
business days after the request, the association's authorized agent may charge the
association an additional fee of $50.00.
(3) Neither the association nor its authorized agent shall charge the requester of a
statement of account pursuant to this Code section any fees associated with the
preparation and issuance of the statement of account as provided for in this Code section."
</ins>
SECTION 8.
Code Section 44-14-15 of the Official Code of Georgia Annotated, relating to fee for a future
conveyance and limited circumstances relative to property, is amended by revising
paragraph (3) of subsection (c) as follows:
"(3) A property owners' association formed for the purposes of exercising the powers of
an association of property owners that has not been formed pursuant to or which has not
adopted the provisions of Article 6 of Chapter 3 of this title, the 'Georgia Property
Owners' Association Act,' provided that such association shall comply with <del>subsection
(d) of</del> Code Section <del>44-3-232</del> <ins>44-3-232.2;"
</ins> SECTION 9.
This Act shall not apply to contracts entered into prior to July 1, 2026, before the expiration
or first renewal of such contract.
SECTION 10.
All laws and parts of laws in conflict with this Act are repealed.

## Summaries written by Georgia Commons

The following was written by claude-sonnet-5 from the text above and is not part of the bill. Quote the text, not the summary.

HB 1222 would rewrite how Georgia condominium and homeowners' associations must issue statements of accounts to buyers, lenders, and lot owners, setting deadlines, required contents, and fee caps for these requests.

### Plain-language summary

Under current Georgia law, condo associations and property owners' associations must provide a statement of unpaid assessments on request, but the process is loosely defined and failure to respond within five days extinguishes the association's lien. HB 1222 replaces that system with a detailed new procedure. It creates new Code sections (44-3-109.1 for condos and 44-3-232.2 for property owners' associations) requiring associations to issue a 'statement of account' within ten business days of a written or electronic request from an owner, mortgage lender, or mortgagee.

The bill spells out exactly what must be in the statement (assessment amounts, dates paid, violations, insurance information, bylaws, and more), gives it a 30-day effective period, and caps the fee an association's agent can charge at $250, plus $50 for expedited service within three business days. It also extends similar statement-of-account requirements to certain homeowners' associations governing subdivisions of 15 or more lots that are not currently covered by the condo or property owners' association acts. The changes would not apply to contracts signed before July 1, 2026, until those contracts expire or are first renewed.

### What it does

- Creates new Code Section 44-3-109.1 requiring condo associations to issue a detailed statement of account within ten business days of a written or electronic request.
- Creates new Code Section 44-3-232.2 imposing the same statement of account requirements on property owners' associations.
- Adds new Code Section 44-3-251 extending statement of account requirements to homeowners' associations governing subdivisions of 15 or more lots not already covered by the condo or property owners' association laws.
- Caps the fee an association's authorized agent may charge for preparing a statement of account at $250, plus an extra $50 for expedited three-day service, and bars charging the requester directly.
- Repeals the old five-business-day statement requirement and the rule that a late statement automatically extinguishes the association's lien.
- Sets a 30-day effective period for statements of account and allows amended statements if a sale or refinancing has not yet closed.

### Who it affects

Condominium owners, homeowners in property owners' associations and larger unrestricted subdivisions, prospective buyers, mortgage lenders and mortgagees, community association boards and their management companies, and attorneys handling delinquent accounts are all directly affected by these new procedures.

### Why it matters

Buyers and lenders would get a more standardized, detailed accounting of what a property owner owes an association before a sale or refinancing closes, with a fee cap protecting them from excessive charges. Associations would face firmer deadlines and content requirements but lose the current rule that a late response wipes out their lien.

### Key provisions

- Section 1 updates a cross-reference in O.C.G.A. § 44-3-80 to point to the new statement of account section for condos, 44-3-109.1.
- Sections 2-3 repeal the old five-day statement process in O.C.G.A. § 44-3-109 and add new Code Section 44-3-109.1 with a ten-business-day deadline and detailed content and fee rules.
- Sections 4-6 make parallel changes for property owners' associations, repealing part of O.C.G.A. § 44-3-232 and adding new Code Section 44-3-232.2.
- Section 7 adds new Code Section 44-3-251, extending statement of account rules to homeowners' associations for subdivisions with 15 or more lots that are not covered by the existing condo or property owners' association laws.
- Section 8 updates O.C.G.A. § 44-14-15 to cross-reference the new 44-3-232.2 statement requirement.
- Section 9 states the Act does not apply to contracts signed before July 1, 2026 until those contracts expire or are first renewed.

## Status

- Status: Introduced (2026-02-05)
- Last action: House Committee Favorably Reported By Substitute (2026-02-18)
- Sponsors: Regina Lewis-Ward, Alan Powell, Carolyn Hugley, Dale Washburn, Billy Mitchell, Clint Crowe
- Official page: https://www.legis.ga.gov/legislation/72912

> The history, votes, and amendments (199 characters) are at https://georgiacommons.org/bills/2025-2026/hb1222.md?full=1