House Bill 1319
By: Representative Carpenter of the 4th
A BILL TO BE ENTITLED
AN ACT
To amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to
regulation of rates, underwriting rules, and related organizations, so as to provide for a
premium discount for motor vehicles with certain antitheft devices in private passenger
automobile insurance and commercial motor vehicle insurance that include comprehensive
coverage; to provide for a definition; to provide for the Commissioner of Insurance to
approve rate filings; to provide for rules and regulations; to provide for related matters; to
provide for an effective date and applicability; to repeal conflicting laws; and for other
purposes.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:
SECTION 1.
Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of
rates, underwriting rules, and related organizations, is amended by adding a new Code
section to read as follows:
<ins>"33-9-45.
(a) As used in this Code section, the term 'antitheft device' means any aftermarket kill
switch designed to prevent unauthorized use. Such term shall not include an ignition
interlock device as such term is defined in Code Section 42-8-110.
(b) Any insurer authorized to write private passenger automobile insurance or commercial
motor vehicle insurance within this state may provide a premium discount for motor
vehicles with antitheft devices. Such discounts shall apply to comprehensive coverage and
shall be approved as part of the insurer's rate filing.
(c) The Commissioner shall be authorized to promulgate any rules and regulations
necessary for the implementation of the provisions of this Code section."
</ins> SECTION 2.
This Act shall become effective on July 1, 2026, and shall apply to all private passenger
automobile insurance rate filings submitted on or after such date.
SECTION 3.
All laws and parts of laws in conflict with this Act are repealed.