---
title: HB 1413. Georgia Student Finance Authority; establish a needs based scholarship program for students at eligible public and private postsecondary institutions
collection: bills
id: 2025-2026/hb1413
cite_as: HB 1413, 2025-2026 Regular Session (Ga.)
canonical_url: https://georgiacommons.org/bills/2025-2026/hb1413
md_url: https://georgiacommons.org/bills/2025-2026/hb1413.md
text_url: https://georgiacommons.org/bills/2025-2026/hb1413/text
source_url: https://www.legis.ga.gov/legislation/73467
date: 2026-03-31
status: engrossed
corpus_version: bills-2026-09-13
license: Public record of the Georgia General Assembly, via LegiScan; see about.md
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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omitted: votes and history
omitted_chars: 839
omitted_url: https://georgiacommons.org/bills/2025-2026/hb1413.md?full=1
bill_number: HB 1413
session: 2025-2026 Regular Session
session_slug: 2025-2026
chamber: House
bill_type: bill
status_date: 2026-03-06
last_action: Senate Tabled
sponsors:
  - Charles Martin
  - James Hatchett
  - Stacey Evans
  - Mark Newton
  - Chris Erwin
  - Carter Barrett
  - Max Burns
text_version: Comm Sub
has_text: true
legiscan_url: https://legiscan.com/GA/bill/HB1413/2025
upstream_id: 2121426
summaries_model: claude-sonnet-5
topic_tags:
  - college scholarships
  - financial aid
  - opioid overdose prevention
  - 529 education savings accounts
  - state lottery funding
---

# HB 1413. Georgia Student Finance Authority; establish a needs based scholarship program for students at eligible public and private postsecondary institutions

## Text

The Senate Committee on Higher Education offered the following
substitute to HB 1413:
A BILL TO BE ENTITLED
AN ACT
To amend Titles 20, 31, 47, and 50 of the Official Code of Georgia Annotated, relating to
education, health, retirement and pensions, and state government, respectively, so as to
amend various provisions relating to higher education; to establish the DREAMS
scholarship; to provide for eligibility; to create an endowment fund for such scholarship; to
provide for reports; to provide for definitions; to modify the maximum contribution limit for
savings trust accounts under the Georgia Higher Education Savings Plan; to require the
possession of opioid antagonists by institutions within the University System of Georgia and
units within the Technical College System of Georgia; to provide for definitions; to provide
for possession of opioid antagonists by certain individuals; to require the maintenance of a
stock supply of opioid antagonists; to provide for the use and location of opioid antagonist
storage compartments; to authorize certain personnel to administer opioid antagonists and
carry opioid antagonists; to provide for immunity; to provide that neither civil liability nor
professional discipline shall accrue to personnel, the systems, or institutions or units thereof;
to make conforming changes; to exclude part-time students from membership in the Georgia
Defined Contribution Plan; to modify provisions relating to the minimum reserve amount of
the lottery shortfall reserve; to provide for effective dates and applicability; to provide for
related matters; to repeal conflicting laws; and for other purposes.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:
PART I
SECTION 1-1.
Title 20 of the Official Code of Georgia Annotated, relating to education is amended in Part
3 of Article 7 of Chapter 3, relating to the Georgia Student Finance Authority, is amended
by adding a new subpart to read as follows:
<ins>"Subpart 2B
20-3-367.
As used in this subpart, the term:
(1) 'Academic year,' 'first professional degree program,' 'matriculated status,' 'quarter
hours,' and 'semester hours' shall have the same meanings as set forth in Code
Section 20-3-519.
(2) 'Cost of attendance' means the estimate of a student's educational expenses as
calculated by the eligible postsecondary institution at which such student is enrolled
pursuant to Title IV.
(3) 'DREAMS scholarship' or 'scholarship' means the Dedicating Resources to
Educationally Advance More Students (DREAMS) scholarship provided for in this
subpart.
(4) 'DREAMS Scholarship Endowment Fund' or 'endowment fund' means the DREAMS
Scholarship Endowment Fund provided for in Code Section 20-3-367.2.
(5) 'Eligible postsecondary institution' means:
(A) An institution of the University System of Georgia; and
(B) A unit of the Technical College System of Georgia.
</ins>
<ins>(6) 'Financial aid' means all scholarships and grants awarded to a student, excluding the
DREAMS scholarship.
(7) 'Grade point average' means the grade point average calculated by the commission
for purposes of the HOPE scholarship provided for in Part 7 of this article.
(8) 'Student aid index' means the student aid index calculated in accordance with
Title IV.
(9) 'Title IV' means Title IV of the federal Higher Education Act of 1965, as amended,
20 U.S.C. Section 1070, et seq.
(10) 'Unmet financial need' means the amount of the cost of attendance remaining after
the student aid index and all other financial aid received by the student have been applied.
20-3-367.1.
(a) To be eligible for a DREAMS scholarship, a student seeking an undergraduate degree
at an eligible postsecondary institution shall:
(1) Meet the requirements provided for in paragraph (1) of subsection (a) and
subsection (b) of Code Section 20-3-519.1;
(2) Complete the Free Application for Federal Student Aid (FAFSA);
(3) Meet enrollment standards by being admitted, enrolled, and classified as an
undergraduate student in a matriculated status;
(4) Be enrolled for not less than six semester hours, or the equivalent quarter hours, in
any given semester or quarter;
(5) Have not yet earned a baccalaureate or first professional degree; and
(6) Have unmet financial need.
(b) To maintain eligibility for a scholarship under this subpart, a student shall:
(1) Continue to meet the eligibility requirements provided for in subsection (a) of this
Code section; and
</ins>
<ins>(2) Maintain a minimum 2.0 grade point average and satisfactory academic progress in
accordance with the standards and practices used for Title IV programs by the institution
at which such student is enrolled.
(c) Using moneys from the endowment fund, the authority shall provide scholarships to
eligible students in accordance with the following conditions:
(1) The maximum award amount per student per academic year shall be $3,000.00;
provided, however, that no student shall be awarded an amount that is more than such
student's unmet financial need; and
(2) No student shall receive a scholarship award for more than eight semesters or 12
quarters.
(d) Each student who is awarded a scholarship shall:
(1) Complete a financial literacy course; and
(2) Be engaged in paid or unpaid work at least part-time, which may include, but shall
not be limited to, employment, an internship or externship, volunteer work, or military
service.
20-3-367.2.
(a) There is created the DREAMS Scholarship Endowment Fund as a separate fund in the
state treasury. The endowment fund shall be administered by the authority. Moneys in the
endowment fund shall be used only as provided for in this subpart. All appropriations
made by the General Assembly for the scholarship and all public or private grants, gifts,
donations, or contributions received for the scholarship shall be credited to the endowment
fund. Unless specifically designated otherwise, all moneys credited to the endowment fund
shall be credited to the principal account. All moneys appropriated or otherwise paid or
credited to the endowment fund shall be presumptively concluded to have been committed
to the purpose for which they have been appropriated, paid, or credited and shall not lapse.
(b) Three separate accounts shall be created within the endowment fund:
</ins>
<ins>(1) The principal account shall constitute the permanent endowment corpus. Except as
otherwise provided in this Code section, moneys credited to such account shall not be
appropriated, transferred, expended, encumbered, or otherwise diverted. The authority
shall determine the minimum amount of moneys needed in the principal account in order
to produce sufficient funds to sustain scholarship awards;
(2) The scholarship account shall consist of moneys allocated to such account pursuant
to the spending policy adopted by the authority. Moneys in such account shall be used
to provide scholarship awards in accordance with this subpart; and
(3) The transitional scholarship account shall consist of funds appropriated for
scholarship awards during the first two fiscal years of the scholarship. Moneys in such
account shall be used to provide scholarships in accordance with this subpart.
(c) The authority shall adopt an investment policy which provides for the investment of
moneys in the principal account as a pooled portfolio in accordance with prudent investor
standards applicable to public trust funds. Such investment policy shall include provisions
to preserve and grow the long-term value of the principal account while promoting the
stability and sustainability of scholarship awards.
(d) In the event of a shortfall in moneys available for scholarship awards compared with
projected expenditures for scholarship awards over the same period, and if such shortfall
will have a materially adverse effect on scholarship awards, the authority shall be
authorized to adopt an emergency stabilization authorization to allow the distribution or
transfer of moneys from the principal account so as to mitigate any reduction in such
awards. Such authorization shall:
(1) Require a two-thirds' majority vote of the board of the authority for adoption;
(2) Be limited to the minimum amount necessary to mitigate any reduction in awards;
(3) Not be used to permanently increase award levels;
</ins>
<ins>(4) Provide for the principal account to be replenished to not less than the minimum
amount determined by the authority pursuant to paragraph (1) of subsection (b) of this
Code section; and
(5) Expire within one year; provided, however, that this shall not prohibit consecutive
emergency stabilization authorizations.
(e) The authority shall adopt a spending policy which provides for the allocation of
earnings to the principal account and to the scholarship account at the end of each fiscal
year. Such spending policy shall:
(1) Require that earnings allocated to the principal account shall be used to grow the
permanent endowment corpus in accordance with the investment policy; and
(2) Require that earnings allocated to the scholarship account shall be used to provide
scholarships in accordance with Code Section 20-3-367.1
(f) During the first two fiscal years following capitalization of the endowment fund,
scholarship awards shall be paid from the transitional scholarship account. The transitional
scholarship account shall terminate at the end of the second fiscal year following
capitalization of the fund, and any remaining moneys shall be transferred to the principal
account. In the third fiscal year following capitalization of the fund and each fiscal year
thereafter, scholarship awards shall be paid from the scholarship account.
(g) Not later than December 1 of the second fiscal year following capitalization of the fund
and each fiscal year thereafter, the authority shall prepare and publish on its website an
annual report regarding the endowment fund for the immediately preceding fiscal year.
Such report shall include the endowment fund's market value, investment performance,
scholarship distributions, any distributions or transfers from the principal account, and
confirmation of compliance with the requirements of this Code section and the policies
adopted pursuant to this Code section.
</ins>
<ins>20-3-367.3.
Not later than December 1 each year, the authority shall provide a report on the DREAMS
scholarship and the endowment fund to the Governor, the Speaker of the House of
Representatives, the President of the Senate, the chairpersons of the House Committee on
Higher Education and the Senate Higher Education Committee, the chancellor of the
University System of Georgia, and the commissioner of the Technical College System of
Georgia."
</ins> PART II
SECTION 2-1.
Said title is further amended in Code Section 20-3-634, relating to savings trust accounts,
availability, and terms and provisions relative to the Georgia Higher Education Savings Plan,
by revising paragraph (1) of subsection (b) as follows:
"(1) The maximum and minimum contribution allowed on behalf of each beneficiary for
the payment of qualified higher education expenses at eligible institutions as defined in
Section 529 of the Internal Revenue Code of 1986 or other applicable federal law;
provided, however, that no additional contributions may be made to a savings trust
account when the total account balance for all accounts for the beneficiary equals or
exceeds <del>$235,000.00</del> <ins>$550,000.00;"
</ins> PART III
SECTION 3-1.
Said title is further amended in Part 2 of Article 2 of Chapter 3, relating to university system,
by adding a new Code section to read as follows:
<ins>"20-3-88.
(a) As used in this Code section, the term:
(1) 'Automated external defibrillator' means a defibrillator which:
(A) Is capable of cardiac rhythm analysis;
(B) Will charge and be capable of being activated to deliver a countershock after
electrically detecting the presence of certain cardiac dysrhythmias; and
(C) Is capable of continuous recording of the cardiac dysrhythmia at the scene with a
mechanism for transfer and storage or for printing for review subsequent to use.
(2) 'Community funding source' means local sources of capital provided by local banking
institutions, including credit unions, community foundations, county or municipal
governments, businesses, or residents. Such funding sources may include grants, gifts,
contracts, monetary donations, or loans.
(3) 'Institution' means any college, school, academy, university, or experiment station at
any particular location which forms a part of the university system.
(4) 'Opioid antagonist' shall have the same meaning as set forth in Code Section
26-4-116.2.
(5) 'Opioid antagonist storage compartment' means the structure in which opioid
antagonists may be stored.
(6) 'University system' means the University System of Georgia.
(b) No student, visitor, or university system employee shall be prohibited from possessing
an opioid antagonist on university system property or at a university system sponsored
activity.
(c) Subject to available funding from community funding sources, each institution shall
acquire and maintain a supply of opioid antagonists in any secure location in such a
quantity to be used for multiple opioid overdose events; provided, however, that, if there
occurs a shortage of opioid antagonists, the institution shall make a reasonable effort to
</ins>
<ins>maintain its supply of opioid antagonists. Any such supply shall be maintained in
accordance with the manufacturer's instructions.
(d) Subject to available funding from community funding sources, each institution
maintaining one or more automated external defibrillators shall maintain opioid antagonists
in an opioid antagonist storage compartment which shall be located within three feet of
such defibrillators or as close as space reasonably allows.
(e) Any university system personnel may administer an opioid antagonist to any person
who the university system personnel believes in good faith to be experiencing an opioid
overdose:
(1) While at an institution;
(2) While at a university system sponsored activity;
(3) While under the supervision of university system personnel; or
(4) Before or after normal institution activities.
(f) Any university system personnel who in good faith administers or chooses not to
administer an opioid antagonist shall be immune from civil liability or professional
discipline for any act or omission to act related to the administration of an opioid
antagonist, except that such immunity shall not apply to an act of willful or wanton
misconduct.
(g) Neither civil liability nor professional discipline shall accrue to university system
personnel and no civil liability shall accrue to the university system or to any institution of
such system due to the removal or misuse of an opioid antagonist or antagonists; provided,
however, that immunity shall not apply to an act of willful or wanton misconduct."
</ins> SECTION 3-2.
Said title is further amended in Article 2 of Chapter 4, relating to technical and adult
education, by adding a new Code section to read as follows:
<ins>"20-4-39.1.
(a) As used in this Code section, the term:
(1) 'Automated external defibrillator' means a defibrillator which:
(A) Is capable of cardiac rhythm analysis;
(B) Will charge and be capable of being activated to deliver a countershock after
electrically detecting the presence of certain cardiac dysrhythmias; and
(C) Is capable of continuous recording of the cardiac dysrhythmia at the scene with a
mechanism for transfer and storage or for printing for review subsequent to use.
(2) 'Community funding source' means local sources of capital provided by local banking
institutions, including credit unions, community foundations, county or municipal
governments, businesses, or residents. Such funding sources may include grants, gifts,
contracts, monetary donations, or loans.
(3) 'Opioid antagonist' shall have the same meaning as set forth in Code Section
26-4-116.2.
(4) 'Opioid antagonist storage compartment' means the structure in which opioid
antagonist may be stored.
(5) 'Technical college system' means the Technical College System of Georgia.
(6) 'Unit' means any institution, college, school, academy, or experiment station at any
particular location which forms a part of the technical college system.
(b) No student, visitor, or technical college system employee shall be prohibited from
possessing an opioid antagonist on technical college system property or at a technical
college system sponsored activity.
(c) Subject to available funding from community funding sources, each unit shall acquire
and maintain a supply of opioid antagonists in any secure location in such a quantity to be
used for multiple opioid overdose events; provided, however, that, if there occurs a
shortage of opioid antagonists, the unit shall make a reasonable effort to maintain its supply
</ins>
<ins>of opioid antagonists. Any such supply shall be maintained in accordance with the
manufacturer's instructions.
(d) Subject to available funding from community funding sources, each unit maintaining
one or more automated external defibrillators shall maintain opioid antagonists in an opioid
antagonist storage compartment which shall be located within three feet of such
defibrillators or as close as space reasonably allows.
(e) Any technical college system personnel may administer an opioid antagonist to any
person who the technical college system personnel believes in good faith to be
experiencing an opioid overdose:
(1) While at a unit;
(2) While at a technical college system sponsored activity;
(3) While under the supervision of technical college system personnel; or
(4) Before or after normal unit activities.
(f) Any technical college system personnel who in good faith administers or chooses not
to administer an opioid antagonist pursuant to this Code section shall be immune from civil
liability or professional discipline for any act or omission to act related to the
administration of an opioid antagonist, except that such immunity shall not apply to an act
of willful or wanton misconduct.
(g) Neither civil liability nor professional discipline shall accrue to technical college
system personnel and no civil liability shall accrue to the technical college system or any
unit of such system due to the removal or misuse of an opioid antagonist or antagonists;
provided, however, that immunity shall not apply to an act of willful or wanton
misconduct."
</ins> SECTION 3-3.
Title 31 of the Official Code of Georgia Annotated, relating to health, is amended in Code
Section 31-2A-20, relating to accessibility to opioid antagonists in government buildings and
courthouses, guidelines and training, and limitations on liability, by revising subsection (a)
as follows:
"(a) As used in this Code section, the term:
(1) 'Automated external defibrillator' shall have the same meaning as set forth in Code
Section 31-11-53.1.
(2) 'Courthouse' means a building occupied by judicial courts and containing rooms in
which judicial proceedings are held, provided that such building contains an automated
external defibrillator.
(3) 'Government entity' means any state board, commission, agency, or department, or
the governing authority of any county, municipality, or consolidated government, but
such term shall not include local school systems, public schools, charter schools, <del>or
university buildings</del> <ins>the University System of Georgia, or the Technical College System
of Georgia.
</ins> (4) 'Opioid antagonist' shall have the same meaning as set forth in Code Section
26-4-116.2.
(5) 'Opioid related overdose' shall have the same meaning as set forth in Code Section
26-4-116.2.
(6) 'Qualified government building' means a building in which a government entity is
housed or meets in its official capacity, including the portion occupied by a government
entity of any building that is not publicly owned, provided that such building contains an
automated external defibrillator, <ins>but such term shall not include a university building.
</ins> (7) 'University building' means any building which forms a part of the University System
of Georgia, including any college or university under the government, control, and
management of the Board of Regents of the University System of Georgia, or any
building under the control of the State Board of the Technical College System of
Georgia."
PART IV
SECTION 4-1.
Title 47 of the Official Code of Georgia Annotated, relating to retirement and pensions, is
amended by revising Code Section 47-22-1, relating to definitions regarding the Georgia
Defined Contribution Plan, as follows:
"47-22-1.
As used in this chapter, the term:
(1) 'Accumulated contributions' means the sum of all amounts deducted from the
compensation of a member's salary and credited to such member's individual account in
this plan, together with earnings thereon as provided in this chapter.
(2) 'Board' means the Board of Trustees of the Employees' Retirement System of
Georgia.
(3) 'Defined contribution plan' means a plan which provides for an individual account
for each participant and for benefits based solely on the amount contributed to the
participant's account; any income, expenses, gains, and losses; and any forfeiture of
accounts of other participants which may be allocated to such participant's account, which
plan is intended to be qualified under Section 401(a) of the Internal Revenue Code, 42
U.S.C. Section 401(a).
(4) 'Employee' means any employee of an employer who is not a member of any public
retirement or pension system created pursuant to this title; provided, however, <ins>that</ins> the
following persons shall not be considered employees under this paragraph:
(A) A person performing services for an institution in which such person is duly
enrolled as a <ins>part-time or</ins> full-time student;
(B) A person performing services for an employer pursuant to a contract as a bona fide
independent contractor; or
(C) Members of any state board or commission.
(5) 'Employer' means the state or any department, bureau, institution, board, or
commission of the state, the State Board of Education, and the Board of Regents of the
University System of Georgia.
(6) 'Member' means any employee included in the membership of the plan.
(7) 'Plan' means the Georgia Defined Contribution Plan created by this chapter.
(8) 'Plan year' means the 12 month period beginning July 1 of each year."
PART V
SECTION 5-1.
Title 50 of the Official Code of Georgia Annotated, relating to state government, is amended
in Code Section 50-27-13, relating to disposition of lottery proceeds, budget report by
Governor, appropriations by General Assembly, and shortfall reserve subaccount, by revising
paragraph (3) of subsection (b) as follows:
"(3)(A) <ins>As used in this paragraph, the term 'base lottery spend' means expenditures
from lottery proceeds for voluntary pre-kindergarten and for tuition grants,
scholarships, or loans to citizens of this state to enable such citizens of this state to
attend colleges and universities located within this state, regardless of whether such
colleges and universities are owned or operated by the board of regents or to attend
institutions operated under the authority of the Technical College System of Georgia.
Such term shall not include expenditures from excess reserve funds required to be
appropriated for educational purposes and programs pursuant to subparagraph (B) of
this paragraph.
(B) A</ins> <del>Beginning in Fiscal Year 2025, a</del> shortfall reserve shall be maintained within the
Lottery for Education Account in an amount equal to at least 50 percent of the average
amount of net proceeds deposited into <ins>or base lottery spend from</ins> such account for the
preceding three fiscal years, <ins>whichever is greater,</ins> hereinafter referred to as the
minimum reserve. Beginning in Fiscal Year 2025 and for each fiscal year thereafter,
if on the last day of the preceding fiscal year the total reserve fund balance exceeds the
minimum reserve, an amount equal to 10 percent of the excess reserve funds, meaning
the amount that the total reserve fund balance exceeds the minimum reserve, shall be
appropriated for educational purposes and programs.
<del>(B)(C)</del> If the net proceeds paid into the Lottery for Education Account in any year are
not sufficient to meet the amount appropriated for educational purposes and programs,
the shortfall reserve may be drawn upon to meet the deficiency and any amount so
drawn may count for purposes of appropriations in subparagraph <del>(A)</del> <ins>(B)</ins> of this
paragraph.
<ins>(C)(D)</ins> If the shortfall reserve is drawn upon and falls below 50 percent of the average
amount of net proceeds deposited into <ins>or base lottery spend from</ins> such account for the
preceding three fiscal years, <ins>whichever is greater,</ins> the shortfall reserve shall be
replenished to the level required by subparagraph <del>(A)</del> <ins>(B)</ins> of this paragraph in the next
fiscal year and the lottery funded programs shall be reviewed and adjusted accordingly."
PART VI
SECTION 6-1.
(a) Except as otherwise provided in this section, this Act shall become effective on July 1,
2026.
(b) Part II of this Act shall become effective upon its approval by the Governor or upon
its becoming law without such approval.
(c) Part I of this Act shall apply to all academic years beginning with the 2026-2027
academic year.
(d) Part V of this Act shall apply to all fiscal years beginning in Fiscal Year 2027.
PART VII
SECTION 7-1.
All laws and parts of laws in conflict with this Act are repealed.

## Summaries written by Georgia Commons

The following was written by claude-sonnet-5 from the text above and is not part of the bill. Quote the text, not the summary.

A Georgia Senate substitute for HB 1413 would create a new needs based college scholarship called the DREAMS scholarship, require public colleges and technical colleges to stock opioid overdose reversal medication, raise the cap on 529-style education savings accounts, and adjust how lottery reserve funds are calculated.

### Plain-language summary

This bill creates the DREAMS scholarship (Dedicating Resources to Educationally Advance More Students), a needs based scholarship for undergraduates at University System of Georgia institutions and Technical College System of Georgia units who have unmet financial need after other aid is applied. It sets up a dedicated endowment fund with principal, scholarship, and transitional accounts, caps awards at $3,000 per student per year, limits eligibility to eight semesters or 12 quarters, and requires recipients to complete a financial literacy course and do some form of work or service.
The bill also requires University System and Technical College System institutions to keep supplies of opioid antagonists (overdose reversal drugs like naloxone) near defibrillators, lets staff and students carry and administer them, and grants immunity from liability for good-faith use. It raises the maximum balance allowed in Georgia's 529 education savings accounts from $235,000 to $550,000, removes part-time students from a state retirement plan's employee definition, and changes how the lottery's shortfall reserve is calculated using a new 'base lottery spend' formula. Most provisions take effect July 1, 2026.

### What it does

- Creates the DREAMS scholarship, a needs based award of up to $3,000 per year for undergraduates at eligible Georgia public colleges and technical colleges with unmet financial need after other aid.
- Establishes a DREAMS Scholarship Endowment Fund with separate principal, scholarship, and transitional accounts, plus rules for investment, emergency stabilization, and annual public reporting.
- Requires University System and Technical College System institutions to stock opioid antagonists (overdose reversal medication) near defibrillators and lets staff, students, and visitors possess and administer them with legal immunity for good-faith acts.
- Raises the maximum allowed balance in a Georgia Higher Education Savings Plan (529-style) account from $235,000 to $550,000.
- Removes part-time students from the definition of 'employee' under the Georgia Defined Contribution Plan, excluding them from that retirement plan.
- Revises how the Lottery for Education Account's shortfall reserve is calculated, introducing a 'base lottery spend' comparison starting in Fiscal Year 2027.

### Who it affects

Undergraduate students with financial need at University System of Georgia schools and Technical College System of Georgia units; the Georgia Student Finance Authority, which will administer the scholarship and endowment; college and technical school staff and students regarding opioid antagonist access; families using Georgia's 529 education savings accounts; part-time student workers on campus; and state budget officials overseeing lottery proceeds.

### Why it matters

Eligible students with unmet financial need could receive up to $3,000 a year toward college costs, on top of existing aid like HOPE. Campuses would be required to keep overdose-reversal medication on hand near defibrillators, and families could save far more in tax-advantaged college accounts. Part-time student workers would lose retirement plan coverage, and lottery reserve funding rules would shift starting in Fiscal Year 2027.

### Key provisions

- Section 1-1 adds new Code Sections 20-3-367 through 20-3-367.3 creating the DREAMS scholarship, defining eligibility (FAFSA completion, matriculated undergraduate status, at least 6 semester hours, unmet financial need) and capping awards at $3,000 per year for up to eight semesters or 12 quarters.
- Section 1-1 also creates the DREAMS Scholarship Endowment Fund in the state treasury with principal, scholarship, and transitional accounts, an investment policy, an emergency stabilization process requiring a two-thirds board vote, and a December 1 annual report to state leaders.
- Section 2-1 raises the maximum total balance allowed in a Georgia Higher Education Savings Plan account per beneficiary from $235,000 to $550,000.
- Sections 3-1 and 3-2 add new Code Sections requiring University System of Georgia institutions and Technical College System of Georgia units to acquire and store opioid antagonists near defibrillators, subject to available community funding, and grant immunity from civil liability or professional discipline for good-faith administration.
- Section 3-3 amends O.C.G.A. § 31-2A-20 to exclude the University System of Georgia and Technical College System of Georgia from the definition of 'government entity' and 'qualified government building' for opioid antagonist accessibility rules, since they are covered separately.
- Section 4-1 amends O.C.G.A. § 47-22-1 to exclude part-time students, not just full-time students, from the definition of 'employee' under the Georgia Defined Contribution Plan.
- Section 5-1 amends O.C.G.A. § 50-27-13 to define 'base lottery spend' and change how the Lottery for Education Account's minimum shortfall reserve is calculated, using whichever is greater between average net proceeds and base lottery spend over the prior three fiscal years.
- Section 6-1 sets the general effective date as July 1, 2026, with Part II (529 account cap) effective upon the Governor's signature, Part I applying starting the 2026-2027 academic year, and Part V applying starting Fiscal Year 2027.

## Status

- Status: Engrossed (2026-03-06)
- Last action: Senate Tabled (2026-03-31)
- Sponsors: Charles Martin, James Hatchett, Stacey Evans, Mark Newton, Chris Erwin, Carter Barrett, Max Burns
- Official page: https://www.legis.ga.gov/legislation/73467

> The history, votes, and amendments (839 characters) are at https://georgiacommons.org/bills/2025-2026/hb1413.md?full=1
