---
title: HB 674. State Board of Education; adopt content standards for instruction in financial literacy and money management for grades four and five
collection: bills
id: 2025-2026/hb674
cite_as: HB 674, 2025-2026 Regular Session (Ga.)
canonical_url: https://georgiacommons.org/bills/2025-2026/hb674
md_url: https://georgiacommons.org/bills/2025-2026/hb674.md
text_url: https://georgiacommons.org/bills/2025-2026/hb674/text
source_url: https://www.legis.ga.gov/legislation/70975
date: 2025-02-28
status: introduced
corpus_version: bills-2026-09-12
license: Public record of the Georgia General Assembly, via LegiScan; see about.md
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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omitted: votes and history
omitted_chars: 129
omitted_url: https://georgiacommons.org/bills/2025-2026/hb674.md?full=1
bill_number: HB 674
session: 2025-2026 Regular Session
session_slug: 2025-2026
chamber: House
bill_type: bill
status_date: 2025-02-27
last_action: House Second Readers
sponsors:
- Miriam Paris
- Scott Hilton
- Bethany Ballard
- Lydia Glaize
- Will Wade
- Park Cannon
text_version: Introduced
has_text: true
legiscan_url: https://legiscan.com/GA/bill/HB674/2025
upstream_id: 1987861
summaries_model: claude-sonnet-5
topic_tags:
- financial literacy
- elementary education
- school curriculum
- money management education
---
# HB 674. State Board of Education; adopt content standards for instruction in financial literacy and money management for grades four and five
## Text
House Bill 674
By: Representatives Paris of the 142nd, Hilton of the 48th, Ballard of the 147th, Glaize of the
67th, Wade of the 9th, and others
A BILL TO BE ENTITLED
AN ACT
To amend Code Section 20-2-149.4 of the Official Code of Georgia Annotated, relating to
financial literacy instruction and curriculum, so as to require the State Board of Education
to adopt content standards for instruction in financial literacy and money management for
grades four and five; to require local boards of education to provide instruction in financial
literacy and money management in grades four and five; to provide for related matters; to
repeal conflicting laws; and for other purposes.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:
SECTION 1.
Code Section 20-2-149.4 of the Official Code of Georgia Annotated, relating to financial
literacy instruction and curriculum, is amended by adding a new subsection to read as
follows:
"(c)(1) No later than January 1, 2026, the State Board of Education shall adopt content
standards for instruction in financial literacy and money management to be completed by
students in grades four and five.
(2) Beginning in the 2025-2026 school year, each local board of education shall provide
instruction in financial literacy and money management for students in grades four and
five, and such instruction may be incorporated into an existing course of study."
SECTION 2.
All laws and parts of laws in conflict with this Act are repealed.
## Summaries written by Georgia Commons
The following was written by claude-sonnet-5 from the text above and is not part of the bill. Quote the text, not the summary.
A Georgia House bill would require the State Board of Education to set financial literacy standards for fourth and fifth graders, and require local school districts to teach the subject starting in the 2025-2026 school year.
### Plain-language summary
Georgia law already requires financial literacy instruction in schools (O.C.G.A. § 20-2-149.4), but this bill adds a new requirement specifically for younger students. It directs the State Board of Education to adopt content standards, meaning specific learning goals, for financial literacy and money management to be taught in grades four and five, with a deadline of January 1, 2026.
Once those standards are adopted, every local board of education in Georgia would have to provide this instruction to fourth and fifth graders starting in the 2025-2026 school year. Districts would not need to create a brand new class; the bill allows the lessons to be folded into a course students already take. The bill ends by repealing any conflicting laws.
### What it does
- Requires the State Board of Education to adopt content standards for financial literacy and money management instruction in grades four and five by January 1, 2026.
- Requires every local board of education in Georgia to provide this instruction to fourth and fifth graders starting in the 2025-2026 school year.
- Allows districts to fold the new financial literacy lessons into a course students already take, rather than creating a separate class.
- Adds this requirement as a new subsection to Georgia's existing financial literacy law (O.C.G.A. § 20-2-149.4).
### Who it affects
The State Board of Education, which must write the new content standards; local school boards and elementary schools across Georgia, which must deliver the instruction; and fourth and fifth grade students and teachers, who would take on the new financial literacy lessons.
### Why it matters
Georgia elementary students in grades four and five would begin receiving structured lessons on money management earlier than under current law, since the existing statute did not specifically require this for those grade levels. Districts would need to adjust curriculum planning to meet the new January 1, 2026 and 2025-2026 school year deadlines.
### Key provisions
- Section 1 amends O.C.G.A. § 20-2-149.4 by adding subsection (c)(1), requiring the State Board of Education to adopt financial literacy and money management content standards for grades four and five by January 1, 2026.
- Section 1 also adds subsection (c)(2), requiring local boards of education to provide this instruction beginning in the 2025-2026 school year, with flexibility to incorporate it into an existing course.
- Section 2 repeals any laws that conflict with the new requirements.
## Status
- Status: Introduced (2025-02-27)
- Last action: House Second Readers (2025-02-28)
- Sponsors: Miriam Paris, Scott Hilton, Bethany Ballard, Lydia Glaize, Will Wade, Park Cannon
- Official page: https://www.legis.ga.gov/legislation/70975
> The history, votes, and amendments (129 characters) are at https://georgiacommons.org/bills/2025-2026/hb674.md?full=1