Senate Bill 323 By: Senators James of the 28th, Jones II of the 22nd, Harrell of the 40th, Wicks of the 34th, Davenport of the 17th and others A BILL TO BE ENTITLED AN ACT To amend Titles 31, 33, and 43 of the Official Code of Georgia Annotated, relating to health, insurance, and professions and businesses, respectively, so as to provide for medically necessary tests for metal allergies and metal sensitivities to be administered prior to any cardiovascular, dental, or orthopedic surgery involving the insertion of a metal implant; to provide for definitions; to provide for health benefit policies to cover such tests; to provide for cost-sharing requirements; to provide for rules and regulations; to provide for continuing education requirements for dental surgeons and surgeons; to provide for requirements for certain healthcare providers; to provide for a private cause of action; to provide for related matters; to repeal conflicting laws; and for other purposes. BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA: SECTION 1. Title 31 of the Official Code of Georgia Annotated, relating to health, is amended in Chapter 1, relating to general provisions, by adding a new Code section to read as follows: "31-1-26. (a) The department, in consultation with the Georgia Board of Dentistry and the Georgia Composite Medical Board, shall identify and compile information on metal allergies and metal sensitivities to identify medically necessary and recommended tests to protect individuals prior to any cardiovascular, dental, or orthopedic surgery involving the insertion of a metal implant into a human body. Such information shall be reviewed annually and updated, if necessary. (b) The information identified and compiled pursuant to subsection (a) of this Code section shall be posted in a prominent location on the department's website for the purpose of providing information to healthcare providers and the general public. Such information shall be annually distributed by the Georgia Board of Dentistry to all dental surgeons licensed to practice dentistry in this state and by the Georgia Composite Medical Board to all surgeons licensed to practice medicine in this state." SECTION 2. Title 33 of the Official Code of Georgia Annotated, relating to insurance, is amended in Chapter 24, relating to insurance generally, by adding a new Code section to read as follows: "33-24-59.34. (a) As used in this Code section, the term: (1) 'Cost-sharing requirement' means a deductible, coinsurance, or copayment and any maximum limitation on the application of such deductible, coinsurance, copayment, or similar out-of-pocket expense. (2) 'Health benefit policy' means any individual or group plan, policy, or contract for healthcare services issued, delivered, issued for delivery, or renewed in this state which provides major medical benefits, including those contracts executed by the State of Georgia on behalf of indigents and on behalf of state employees under Article 1 of Chapter 18 of Title 45, by a healthcare corporation, health maintenance organization, preferred provider organization, accident and sickness insurer, fraternal benefit society, hospital service corporation, medical service corporation, or any similar entity and any self-insured healthcare plan not subject to the exclusive jurisdiction of the Employee Retirement Income Security Act of 1974, 29 U.S.C. Section 1001, et seq. (3) 'Medically necessary' shall have the same meaning as set forth in Code Section 33-46-4 and shall be in accordance with guidelines established pursuant to Code Section 31-1-26; provided, however, that, if a patient informs a healthcare provider that he or she has a metal allergy or metal sensitivity, a lymphocyte transformation test or other more advanced test shall be considered medically necessary. (4) 'Metal implant' means any medical device made of metal that is used to support or replace any human body part, including but not limited to any bone, joint, or tooth. Such term shall not include any medical injection, surgical tool, or dental filling. (b) All health benefit policies issued, delivered, issued for delivery, or renewed on or after July 1, 2025, shall include coverage for medically necessary tests for metal allergies and metal sensitivities prior to any cardiovascular, dental, or orthopedic surgery involving the insertion of a metal implant into the human body. (c) The coverage provided for in subsection (b) of this Code section shall be subject to any cost-sharing requirement of the covered person's health benefit policy and shall not diminish or limit any other benefits provided under such policy. (d) If application of the provisions of this Code section would result in health savings account ineligibility under 26 U.S.C. Section 223 as it existed on January 1, 2025, then such provisions shall apply only to health savings accounts with qualified high deductible health plans with respect to the deductibles of such plans after an individual has satisfied the minimum deductibles; provided, however, that the provisions of this Code section shall apply to items or services that are preventive care. (e) The Commissioner shall promulgate rules and regulations necessary to implement the provisions of this Code section." SECTION 3. Title 43 of the Official Code of Georgia Annotated, relating to professions and businesses, is amended in Chapter 11, relating to dentists, dental hygienists, and dental assistants, by adding a new subsection to Code Section 43-11-46.1, relating to continuing education requirements and waiver, to read as follows: "(f) On and after January 1, 2025, continuing education requirements for dental surgeons shall include one hour of education and training on metal allergies and metal sensitivities and any medically necessary and recommended tests to be administered prior to any dental surgery involving the insertion of a metal implant into a human body." SECTION 4. Said title is further amended in Chapter 34, relating to physicians, acupuncture, physician assistants, cancer and glaucoma treatment, respiratory care, clinical perfusionists, and orthotics and prosthetics practice, by adding a new paragraph to subsection (a) of Code Section 43-34-11, relating to continuing education requirement and required training for physicians, to read as follows: "(7) On and after January 1, 2025, all surgeons shall be required to receive one hour of education and training on metal allergies and metal sensitivities and any medically necessary and recommended tests to be administered prior to any surgery involving the insertion of a metal implant into a human body." SECTION 5. Said title is further amended in said chapter by adding a new Code section to read as follows: "43-34-16. (a) As used in this Code section, the term: (1) 'Healthcare provider' means a physician or other person licensed or otherwise authorized to perform surgical services in this state. (2) 'Medically necessary' shall have the same meaning as set forth in Code Section 33-46-4 and shall be in accordance with clinical practice guidelines established pursuant to Code Section 31-1-26; provided, however, that, if a patient informs a healthcare provider that he or she has a metal allergy or metal sensitivity, a lymphocyte transformation test or other more advanced test shall be considered medically necessary. (3) 'Metal implant' means any medical device made of metal that is used to support or replace any human body part, including but not limited to any bone, joint, or tooth. Such term shall not include any medical injection, surgical tool, or dental filling. (b) Prior to performing any cardiovascular, dental, or orthopedic surgery involving the insertion of a metal implant into a human body, a healthcare provider shall: (1) Ask a patient if he or she has any metal allergy or metal sensitivity; and (2) Perform any medically necessary tests for metal allergies and metal sensitivities. (c) A patient aggrieved by a healthcare provider's failure to satisfy the requirements provided for in subsection (b) of this Code section may bring a private cause of action against such provider for damages and any other relief a court of competent jurisdiction deems appropriate." SECTION 6. All laws and parts of laws in conflict with this Act are repealed.