Senate Resolution 1053
By: Senators Anavitarte of the 31st, Still of the 48th, Robertson of the 29th, Gooch of the
51st, Albers of the 56th and others
A RESOLUTION
Commending President Donald J. Trump for his leadership and continued efforts to make
home ownership more affordable and achievable for all Americans by reducing regulatory
barriers, adopting innovative platforms, expanding housing supply, protecting prospective
homebuyers, and advancing policies aimed at restoring the American Dream of
homeownership; and for other purposes.
WHEREAS, on January 20, 2025, President Donald J. Trump directed executive departments
and agencies to pursue actions to lower the cost of housing and expand housing supply as
part of a broader effort to deliver emergency price relief for American families; and
WHEREAS, on January 20, 2026, President Trump signed an Executive Order to stop large
institutional investors from competing with working families for single-family homes,
directing federal agencies to prevent federally influenced housing programs and transactions
from being used to advantage large Wall Street–backed purchasers over new homebuyers;
and
WHEREAS, under President Trump's leadership, the United States Department of Housing
and Urban Development moved to reduce regulatory burdens tied to the federal
Affirmatively Furthering Fair Housing framework, with HUD stating that the revised rule
would return to a more limited statutory understanding and remove costly federal mandates
that had burdened local communities and complicated housing development; and
WHEREAS, in furtherance of making homeownership more affordable, HUD announced
that the Federal Housing Administration would rescind more than a dozen regulatory policies
in its Single Family mortgage insurance program in order to cut red tape, reduce compliance
costs, and eliminate financial and regulatory burdens associated with the home financing
process; and
WHEREAS, on March 13, 2026, President Donald J. Trump signed an Executive Order
entitled "Removing Regulatory Barriers to Affordable Home Construction," directing federal
agencies to identify and remove unnecessary regulatory burdens that delay housing
development, increase construction costs, restrict manufactured and modular housing, and
limit the supply of homes available to American families; and
WHEREAS, on March 13, 2026, President Donald J. Trump signed a second Executive
Order entitled "Promoting Access to Mortgage Credit," declaring it to be the policy of the
United States to improve the availability and affordability of mortgage credit, reduce
regulatory burdens on lenders, embrace modern technology, foster consumer choice,
modernize origination and closing standards, and promote competition among mortgage
lenders in order to help drive down borrowing costs for American homebuyers; and
WHEREAS, modernizing the mortgage process through the use of secure digital
documentation, streamlined verification methods, and flexible notarization options can
significantly reduce delays, lower transaction costs, and improve the overall homebuying
process; and
WHEREAS, in that Executive Order, President Donald J. Trump directed key federal
housing and lending officials to consider eliminating unnecessary wet-signature requirements
for mortgage disclosures, applications, and closing documents while further calling for the
standardization and acceptance of electronic signatures, e-notes, and remote online
notarization as well as the promotion of digital mortgage standards, thereby advancing a
common-sense modernization of the mortgage system so that families can pursue
homeownership with fewer delays, lower costs, and less interference from outdated federal
bureaucracy; and
WHEREAS, through these actions, President Trump has sought to reduce artificial barriers
to housing affordability, protect the ability of families to compete in the housing market, and
reestablish homeownership as an attainable goal for hardworking Americans.
NOW, THEREFORE, BE IT RESOLVED BY THE SENATE that the members of this body
commend President Donald J. Trump for his leadership and continued efforts to make
homeownership more affordable for all Americans by reducing unnecessary regulatory
burdens, expanding housing supply, and modernizing the mortgage process in order to help
restore the American Dream of homeownership for working families across this nation.
BE IT FURTHER RESOLVED that the Secretary of the Senate is authorized and directed
to make appropriate copies of this resolution available for distribution to the public and the
press.