---
title: O.C.G.A. § 11-4-102. Applicability.
collection: code
id: 11-4-102
cite_as: O.C.G.A. § 11-4-102 (2025)
canonical_url: https://georgiacommons.org/code/11-4-102
md_url: https://georgiacommons.org/code/11-4-102.md
text_url: https://georgiacommons.org/code/11-4-102/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t11-(v9)-2022-pdf.pdf?sfvrsn=b5451bbd_0#page=482
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/11-4.md
previous: https://georgiacommons.org/code/11-4-101.md
next: https://georgiacommons.org/code/11-4-103.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: COMMERCIAL CODE / BANK DEPOSITS AND COLLECTIONS / GENERAL PROVISIONS AND DEFINITIONS
---

# O.C.G.A. § 11-4-102. Applicability.

(a) To the extent that items within this article are also within Articles 3 and 8 of this title, they are subject to those articles. If there is conflict, this article governs Article 3 of this title, but Article 8 of this title governs this article.

(b) The liability of a bank for action or nonaction with respect to an item handled by it for purposes of presentment, payment, or collection is governed by the law of the place where the bank is located. In the case of action or nonaction by or at a branch or separate office of a bank, its liability is governed by the law of the place where the branch or separate office is located.

## History

Code 1933, § 109A-4-102, enacted by Ga. L. 1962, p. 156, § 1; Ga. L. 1996, p. 1306, § 4.

## Law Reviews

For review of 1996 commercial code legislation, see 13 Ga. St. U.L. Rev. 41 (1996).