---
title: O.C.G.A. § 11-4-108. Time of receipt of items.
collection: code
id: 11-4-108
cite_as: O.C.G.A. § 11-4-108 (2025)
canonical_url: https://georgiacommons.org/code/11-4-108
md_url: https://georgiacommons.org/code/11-4-108.md
text_url: https://georgiacommons.org/code/11-4-108/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t11-(v9)-2022-pdf.pdf?sfvrsn=b5451bbd_0#page=490
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/11-4.md
previous: https://georgiacommons.org/code/11-4-107.md
next: https://georgiacommons.org/code/11-4-109.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: COMMERCIAL CODE / BANK DEPOSITS AND COLLECTIONS / GENERAL PROVISIONS AND DEFINITIONS
---

# O.C.G.A. § 11-4-108. Time of receipt of items.

(a) For the purpose of allowing time to process items, prove balances, and make the necessary entries on its books to determine its position for the day, a bank may fix an afternoon hour of 2:00 P.M. or later as a cutoff hour for the handling of money and items and the making of entries on its books.

(b) An item or deposit of money received on any day after a cutoff hour so fixed or after the close of the banking day may be treated as being received at the opening of the next banking day.

## History

Code 1933, § 109A-4-107, enacted by Ga. L. 1962, p. 156, § 1; Code 1981, § 11-4-108, as redesignated by Ga. L. 1996, p. 1306, § 5.

## Editor's Notes

Ga. L. 1996, p. 1306, § 5, effective July 1, 1996, renumbered former Code Section 11-4-107 as present Code Section 11-4-108 and renumbered former Code Section 11-4-108 as present Code Section 11-4-109.