---
title: O.C.G.A. § 11-4A-108. Relationship to federal Electronic Fund Transfer Act.
collection: code
id: 11-4A-108
cite_as: O.C.G.A. § 11-4A-108 (2025)
canonical_url: https://georgiacommons.org/code/11-4A-108
md_url: https://georgiacommons.org/code/11-4A-108.md
text_url: https://georgiacommons.org/code/11-4A-108/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t11-(v9)-2022-pdf.pdf?sfvrsn=b5451bbd_0#page=546
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
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current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: COMMERCIAL CODE / FUNDS TRANSFERS / SUBJECT MATTER AND DEFINITIONS
---

# O.C.G.A. § 11-4A-108. Relationship to federal Electronic Fund Transfer Act.

(a) Except as provided in subsection (b) of this Code section, this article does not apply to a funds transfer any part of which is governed by the federal Electronic Fund Transfer Act of 1978, 15 U.S.C. Section 1693, et seq.

(b) This article shall apply to a funds transfer that is a remittance transfer as defined in the federal Electronic Fund Transfer Act, 15 U.S.C. Section 1693o-1(g), unless the remittance transfer is an electronic fund transfer as defined in such act, 15 U.S.C. Section 1693(a).

(c) In the event of any conflict or inconsistency between the provisions of this article and the provisions of the federal Electronic Fund Transfer Act of 1978, 15 U.S.C. Section 1693, et seq., such act shall govern and control.

## History

Code 1981, § 11-4A-108, enacted by Ga. L. 1992, p. 2685, § 4; Ga. L. 2002, p. 415, § 11; Ga. L. 2013, p. 1101, § 1/HB 289.

## Editor's Notes

Ga. L. 2013, p. 1101, § 1/HB 289, did not reenact and did not strike “(Title XX, Public Law 95-630, 92 Stat. 3728, 15 U.S.C. Section 1693, et seq.)” in this Code section.