---
title: O.C.G.A. § 11-4A-201. Security procedure.
collection: code
id: 11-4A-201
cite_as: O.C.G.A. § 11-4A-201 (2025)
canonical_url: https://georgiacommons.org/code/11-4A-201
md_url: https://georgiacommons.org/code/11-4A-201.md
text_url: https://georgiacommons.org/code/11-4A-201/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t11-(v9)-pdf.pdf?sfvrsn=df925151_0#page=46
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: COMMERCIAL CODE / FUNDS TRANSFERS / ISSUE AND ACCEPTANCE OF PAYMENT ORDER
---

# O.C.G.A. § 11-4A-201. Security procedure.

“Security procedure” means a procedure established by agreement of a customer and a receiving bank for the purpose of (i) verifying that a payment order or communication amending or canceling a payment order is that of the customer, or (ii) detecting error in the transmission or the content of the payment order or communication. A security procedure may impose an obligation on the receiving bank or the customer and may require the use of algorithms or other codes, identifying words, numbers, symbols, sounds, biometrics, encryption, callback procedures, or similar security devices. Comparison of a signature on a payment order or communication with an authorized specimen signature of the customer or requiring a payment order to be sent from a known email address, IP address, or telephone number is not by itself a security procedure.

## History

Code 1981, § 11-4A-201, enacted by Ga. L. 1992, p. 2685, § 4; Ga. L. 2024, p. 817, § 5-25/HB 1240, effective July 1, 2024.

## Editor's Notes

Ga. L. 2024, p. 817, § 1-1/HB 1240, not codified by the General Assembly, provides: “This Act shall be known and may be cited as the ‘Uniform Commercial Code Modernization Act of 2024.’”

Ga. L. 2024, p. 817, § 1-2/HB 1240, not codified by the General Assembly, provides: “Nothing in this Act shall be construed to support, endorse, create, or implement a national digital currency.”

## Amendments

The 2024 amendment, effective July 1, 2024, in the second sentence, inserted “may impose an obligation on the receiving bank or the customer and” and substituted “words, numbers, symbols, sounds, biometrics,” for “words, or numbers,”; and inserted “or requiring a payment order to be sent from a known email address, IP address, or telephone number” in the last sentence.