---
title: O.C.G.A. § 11-4A-206. Transmission of payment order through funds-transfer or other communication system.
collection: code
id: 11-4A-206
cite_as: O.C.G.A. § 11-4A-206 (2025)
canonical_url: https://georgiacommons.org/code/11-4A-206
md_url: https://georgiacommons.org/code/11-4A-206.md
text_url: https://georgiacommons.org/code/11-4A-206/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t11-(v9)-2022-pdf.pdf?sfvrsn=b5451bbd_0#page=551
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: COMMERCIAL CODE / FUNDS TRANSFERS / ISSUE AND ACCEPTANCE OF PAYMENT ORDER
---

# O.C.G.A. § 11-4A-206. Transmission of payment order through funds-transfer or other communication system.

(a) If a payment order addressed to a receiving bank is transmitted to a funds-transfer system or other third-party communication system for transmittal to the bank, the system is deemed to be an agent of the sender for the purpose of transmitting the payment order to the bank. If there is a discrepancy between the terms of the payment order transmitted to the system and the terms of the payment order transmitted by the system to the bank, the terms of the payment order of the sender are those transmitted by the system. This Code section does not apply to a funds-transfer system of the federal reserve banks.

(b) This Code section applies to cancellations and amendments of payment orders to the same extent it applies to payment orders.

## History

Code 1981, § 11-4A-206, enacted by Ga. L. 1992, p. 2685, § 4; Ga. L. 2002, p. 415, § 11.