---
title: O.C.G.A. § 11-4A-304. Duty of sender to report erroneously executed payment order.
collection: code
id: 11-4A-304
cite_as: O.C.G.A. § 11-4A-304 (2025)
canonical_url: https://georgiacommons.org/code/11-4A-304
md_url: https://georgiacommons.org/code/11-4A-304.md
text_url: https://georgiacommons.org/code/11-4A-304/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t11-(v9)-2022-pdf.pdf?sfvrsn=b5451bbd_0#page=562
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/11-4A.md
previous: https://georgiacommons.org/code/11-4A-303.md
next: https://georgiacommons.org/code/11-4A-305.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: COMMERCIAL CODE / FUNDS TRANSFERS / EXECUTION OF SENDER’S PAYMENT ORDER BY RECEIVING BANK
extraction_warnings:
  - dehyphenation_unverified:11-4a-402(d
---

# O.C.G.A. § 11-4A-304. Duty of sender to report erroneously executed payment order.

If the sender of a payment order that is erroneously executed as stated in Code Section 11-4A-303 receives notification from the receiving bank that the order was executed or that the sender’s account was debited with respect to the order, the sender has a duty to exercise ordinary care to determine, on the basis of information available to the sender, that the order was erroneously executed and to notify the bank of the relevant facts within a reasonable time not exceeding 90 days after the notification from the bank was received by the sender. If the sender fails to perform that duty, the bank is not obliged to pay interest on any amount refundable to the sender under Code Section 11-4A402(d) for the period before the bank learns of the execution error. The bank is not entitled to any recovery from the sender on account of a failure by the sender to perform the duty stated in this section.

## History

Code 1981, § 11-4A-304, enacted by Ga. L. 1992, p. 2685, § 4.