---
title: O.C.G.A. § 11-4A-504. Order in which items and payment orders may be charged to account; order of withdrawals from account.
collection: code
id: 11-4A-504
cite_as: O.C.G.A. § 11-4A-504 (2025)
canonical_url: https://georgiacommons.org/code/11-4A-504
md_url: https://georgiacommons.org/code/11-4A-504.md
text_url: https://georgiacommons.org/code/11-4A-504/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t11-(v9)-2022-pdf.pdf?sfvrsn=b5451bbd_0#page=572
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: COMMERCIAL CODE / FUNDS TRANSFERS / MISCELLANEOUS PROVISIONS
---

# O.C.G.A. § 11-4A-504. Order in which items and payment orders may be charged to account; order of withdrawals from account.

(a) If a receiving bank has received more than one payment order of the sender or one or more payment orders and other items that are payable from the sender’s account, the bank may charge the sender’s account with respect to the various orders and items in any sequence.

(b) In determining whether a credit to an account has been withdrawn by the holder of the account or applied to a debt of the holder of the account, credits first made to the account are first withdrawn or applied.

## History

Code 1981, § 11-4A-504, enacted by Ga. L. 1992, p. 2685, § 4.