---
title: O.C.G.A. § 11-9-303. Law governing perfection and priority of security interests in goods covered by a certificate of title.
collection: code
id: 11-9-303
cite_as: O.C.G.A. § 11-9-303 (2025)
canonical_url: https://georgiacommons.org/code/11-9-303
md_url: https://georgiacommons.org/code/11-9-303.md
text_url: https://georgiacommons.org/code/11-9-303/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t11-(v9)-2022-pdf.pdf?sfvrsn=b5451bbd_0#page=776
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
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current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: COMMERCIAL CODE / SECURED TRANSACTIONS / PERFECTION AND PRIORITY / Law Governing Perfection and Priority
---

# O.C.G.A. § 11-9-303. Law governing perfection and priority of security interests in goods covered by a certificate of title.

(a) Applicability of Code section. This Code section applies to goods covered by a certificate of title, even if there is no other relationship between the jurisdiction under whose certificate of title the goods are covered and the goods or the debtor.

(b) When goods covered by certificate of title. Goods become covered by a certificate of title when a valid application for the certificate of title and the applicable fee are delivered to the appropriate authority. Goods cease to be covered by a certificate of title at the earlier of the time the certificate of title ceases to be effective under the law of the issuing jurisdiction or the time the goods become covered subsequently by a certificate of title issued by another jurisdiction.

(c) Applicable law. The local law of the jurisdiction under whose certificate of title the goods are covered governs perfection, the effect of perfection or nonperfection, and the priority of a security interest in goods covered by a certificate of title from the time the goods become covered by the certificate of title until the goods cease to be covered by the certificate of title.

## History

Code 1981, § 11-9-303, enacted by Ga. L. 2001, p. 362, § 1.