---
title: O.C.G.A. § 11-9-402. Secured party not obligated on contract of debtor or in tort.
collection: code
id: 11-9-402
cite_as: O.C.G.A. § 11-9-402 (2025)
canonical_url: https://georgiacommons.org/code/11-9-402
md_url: https://georgiacommons.org/code/11-9-402.md
text_url: https://georgiacommons.org/code/11-9-402/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t11-(v9)-2022-pdf.pdf?sfvrsn=b5451bbd_0#page=842
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/11-9.md
previous: https://georgiacommons.org/code/11-9-401.md
next: https://georgiacommons.org/code/11-9-403.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: COMMERCIAL CODE / SECURED TRANSACTIONS / RIGHTS OF THIRD PARTIES
---

# O.C.G.A. § 11-9-402. Secured party not obligated on contract of debtor or in tort.

The existence of a security interest, agricultural lien, or authority given to a debtor to dispose of or use collateral, without more, does not subject a secured party to liability in contract or tort for the debtor’s acts or omissions.

## History

Code 1981, § 11-9-402, enacted by Ga. L. 2001, p. 362, § 1.