---
title: O.C.G.A. § 16-8-105. Penalties.
collection: code
id: 16-8-105
cite_as: O.C.G.A. § 16-8-105 (2025)
canonical_url: https://georgiacommons.org/code/16-8-105
md_url: https://georgiacommons.org/code/16-8-105.md
text_url: https://georgiacommons.org/code/16-8-105/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t16-ch7-11-(v14a)-2018-pdf.pdf?sfvrsn=aecbfe9c_0#page=469
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/16-8.md
previous: https://georgiacommons.org/code/16-8-104.md
next: https://georgiacommons.org/code/16-8-106.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: CRIMES AND OFFENSES / OFFENSES INVOLVING THEFT / RESIDENTIAL MORTGAGE FRAUD
---

# O.C.G.A. § 16-8-105. Penalties.

(a) Any person violating this article shall be guilty of a felony and, upon conviction, shall be punished by imprisonment for not less than one year nor more than ten years, by a fine not to exceed $5,000.00, or both.

(b) If a violation of this article involves engaging or participating in a pattern of residential mortgage fraud or a conspiracy or endeavor to engage or participate in a pattern of residential mortgage fraud, said violation shall be punishable by imprisonment for not less than three years nor more than 20 years, by a fine not to exceed $100,000.00, or both.

(c) Each residential property transaction subject to a violation of this article shall constitute a separate offense and shall not merge with any other crimes set forth in this title.

## History

Code 1981, § 16-8-105, enacted by Ga. L. 2005, p. 848, § 2/SB 100.