---
title: O.C.G.A. § 16-9-60. ‘‘Foreclosure fraud’’ construed; penalty.
collection: code
id: 16-9-60
cite_as: O.C.G.A. § 16-9-60 (2025)
canonical_url: https://georgiacommons.org/code/16-9-60
md_url: https://georgiacommons.org/code/16-9-60.md
text_url: https://georgiacommons.org/code/16-9-60/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t16-ch7-11-(v14a)-2018-pdf.pdf?sfvrsn=aecbfe9c_0#page=536
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/16-9.md
previous: https://georgiacommons.org/code/16-9-59.md
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: CRIMES AND OFFENSES / FORGERY AND FRAUDULENT PRACTICES / FRAUD AND RELATED OFFENSES
---

# O.C.G.A. § 16-9-60. ‘‘Foreclosure fraud’’ construed; penalty.

(a) For purposes of this Code section, the term ‘‘foreclosure fraud’’ shall include any of the following: knowingly or willfully representing that moneys provided to or on behalf of a debtor, as defined in Code Section 44-14-162.1 in connection with property used as a dwelling place by said debtor, are a loan if in fact they are used to purchase said property or such debtor’s interest therein; or knowingly or willfully making fraudulent representation to a debtor about assisting the debtor in connection with said property.

(b) Any person who by foreclosure fraud purchases or attempts to purchase residential property by means of such fraudulent scheme shall be guilty of a felony.

(c) A person who violates subsection (b) of this Code section shall be punished by imprisonment for not less than one year nor more than three years or by a fine of not less than $1,000.00 nor more than $5,000.00, or both.

## History

Code 1981, § 16-9-60, enacted by Ga. L. 1988, p. 1469, § 1; Ga. L. 1989, p. 12, § 1.