---
title: O.C.G.A. § 18-5-3.2. Timing of disbursements to appropriate creditors; trust account required.
collection: code
id: 18-5-3.2
cite_as: O.C.G.A. § 18-5-3.2 (2025)
canonical_url: https://georgiacommons.org/code/18-5-3.2
md_url: https://georgiacommons.org/code/18-5-3.2.md
text_url: https://georgiacommons.org/code/18-5-3.2/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t18-t19-(v16)-2022-pdf.pdf?sfvrsn=b0848ebd_0#page=284
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/18-5.md
previous: https://georgiacommons.org/code/18-5-3.1.md
next: https://georgiacommons.org/code/18-5-4.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: DEBTOR AND CREDITOR / DEBT ADJUSTMENT
---

# O.C.G.A. § 18-5-3.2. Timing of disbursements to appropriate creditors; trust account required.

(a) Any person engaged in debt adjusting shall disburse to the appropriate creditors all funds received from a debtor, less any fees authorized by this chapter, within 30 days of receipt of such funds.

(b) Any person engaged in debt adjusting shall maintain a separate trust account for the receipt of any and all funds from debtors and the disbursement of such funds on behalf of debtors.

## History

Code 1981, § 18-5-3.2, enacted by Ga. L. 2003, p. 392, § 5.