---
title: Title 18, Chapter 5. Debt Adjustment
collection: code
id: code:chapter:18-5
canonical_url: https://georgiacommons.org/code/title/18/chapter/5
md_url: https://georgiacommons.org/code/18-5.md
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/18.md
previous: https://georgiacommons.org/code/18-4.md
index: https://georgiacommons.org/code/index.md
heading: DEBT ADJUSTMENT
title_heading: DEBTOR AND CREDITOR
section_count: 7
full_url: https://georgiacommons.org/code/18-5.md?full=1
---

# Title 18, Chapter 5. Debt Adjustment

Title 18. Debtor and Creditor

7 sections. Each line is `citation, catchline, status, URL`; the text of every section, in order, is at https://georgiacommons.org/code/18-5.md?full=1 (capped, with a pointer to continue).

- 18-5-1, Definitions, active, https://georgiacommons.org/code/18-5-1.md
- 18-5-2, Debt adjusting permitted, active, https://georgiacommons.org/code/18-5-2.md
- 18-5-3, Exemption for debt adjustment by certain individuals or entities, active, https://georgiacommons.org/code/18-5-3.md
- 18-5-3.1, Annual requirements for persons engaged in debt adjusting; designation of repository office, active, https://georgiacommons.org/code/18-5-3.1.md
- 18-5-3.2, Timing of disbursements to appropriate creditors; trust account required, active, https://georgiacommons.org/code/18-5-3.2.md
- 18-5-4, Penalty for unlawfully engaging in business of debt adjusting, active, https://georgiacommons.org/code/18-5-4.md
- 18-5-5, Role of Attorney General in promulgating rules and regulations, active, https://georgiacommons.org/code/18-5-5.md