---
title: O.C.G.A. § 33-10-12. Requirement by Commissioner of increase in loss reserves.
collection: code
id: 33-10-12
cite_as: O.C.G.A. § 33-10-12 (2025)
canonical_url: https://georgiacommons.org/code/33-10-12
md_url: https://georgiacommons.org/code/33-10-12.md
text_url: https://georgiacommons.org/code/33-10-12/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch1-22-(v24)-2020-pdf.pdf?sfvrsn=a873240d_0#page=475
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-10.md
previous: https://georgiacommons.org/code/33-10-11.md
next: https://georgiacommons.org/code/33-10-13.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / ASSETS AND LIABILITIES
---

# O.C.G.A. § 33-10-12. Requirement by Commissioner of increase in loss reserves.

If the loss experience shows that an insurer’s loss reserves, however estimated, are inadequate, the Commissioner shall require the insurer to maintain loss reserves of increased amounts as are needed to make them adequate. This Code section does not apply to life insurance.

## History

Code 1933, § 56-910, enacted by Ga. L. 1960, p. 289, § 1.