---
title: O.C.G.A. § 33-17-19. Liability of subscribers for obligations of insurer generally; contingent liability assessment.
collection: code
id: 33-17-19
cite_as: O.C.G.A. § 33-17-19 (2025)
canonical_url: https://georgiacommons.org/code/33-17-19
md_url: https://georgiacommons.org/code/33-17-19.md
text_url: https://georgiacommons.org/code/33-17-19/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch1-22-(v24)-2020-pdf.pdf?sfvrsn=a873240d_0#page=776
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-17.md
previous: https://georgiacommons.org/code/33-17-18.md
next: https://georgiacommons.org/code/33-17-20.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / RECIPROCAL INSURERS
---

# O.C.G.A. § 33-17-19. Liability of subscribers for obligations of insurer generally; contingent liability assessment.

(a) The liability of each subscriber, other than as to a nonassessable policy, for the obligations of the reciprocal insurer shall be an individual, several, and proportionate liability, and not joint.

(b) Except as to a nonassessable policy, each subscriber shall have a contingent assessment liability, in the amount provided for in the power of attorney or in the subscribers’ agreement, for payment of actual losses and expenses incurred while his policy was in force. The contingent liability may be at the rate of not less than one nor more than ten times the premium or premium deposit stated in the policy, and the maximum aggregate of contingent liability shall be computed in the manner set forth in Code Section 33-17-24.

(c) Each assessable policy issued by the insurer shall contain a statement of the contingent liability.

## History

Code 1933, § 56-2121, enacted by Ga. L. 1960, p. 289, § 1.