---
title: O.C.G.A. § 33-23-28. Scope of subagent’s authority; record of transactions.
collection: code
id: 33-23-28
cite_as: O.C.G.A. § 33-23-28 (2025)
canonical_url: https://georgiacommons.org/code/33-23-28
md_url: https://georgiacommons.org/code/33-23-28.md
text_url: https://georgiacommons.org/code/33-23-28/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=77
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-23.md
previous: https://georgiacommons.org/code/33-23-27.md
next: https://georgiacommons.org/code/33-23-29.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / LICENSING / AGENTS, AGENCIES, SUBAGENTS, COUNSELORS, AND ADJUSTERS
---

# O.C.G.A. § 33-23-28. Scope of subagent’s authority; record of transactions.

(a) A subagent’s certificate of authority shall not cover any kind of insurance for which the sponsoring agent and subagent are not licensed.

(b) A subagent or limited subagent shall not have power to bind an insurer.

(c) All business transacted by a subagent under such subagent’s license or limited subagent shall be in the name of the agent by whom the subagent or limited subagent is employed; and the agent shall be responsible for all the acts or omissions of the subagent or limited subagent within the scope of his or her employment.

(d) A record of each transaction shall be maintained jointly by the agent and the subagent or limited subagent.

## History

Code 1981, § 33-23-28, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1999, p. 878, § 6; Ga. L. 2001, p. 925, § 1; Ga. L. 2008, p. 1076, § 15/SB 113; Ga. L. 2019, p. 386, § 11/SB 133.

The 2019 amendment, effective July 1, 2019, substituted ‘‘maintained jointly by the agent’’ for ‘‘maintained by both the agent’’ in subsection (d).