---
title: Title 33, Chapter 23. Licensing
collection: code
id: code:chapter:33-23
canonical_url: https://georgiacommons.org/code/title/33/chapter/23
md_url: https://georgiacommons.org/code/33-23.md
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33.md
previous: https://georgiacommons.org/code/33-22.md
next: https://georgiacommons.org/code/33-24.md
index: https://georgiacommons.org/code/index.md
heading: LICENSING
title_heading: INSURANCE
section_count: 72
full_url: https://georgiacommons.org/code/33-23.md?full=1
---

# Title 33, Chapter 23. Licensing

Title 33. Insurance

72 sections. Each line is `citation, catchline, status, URL`; the text of every section, in order, is at https://georgiacommons.org/code/33-23.md?full=1 (capped, with a pointer to continue).

- 33-23-1, Definitions, active, https://georgiacommons.org/code/33-23-1.md
- 33-23-1.1, Counselor’s additional ancillary services considered a separate transaction, active, https://georgiacommons.org/code/33-23-1.1.md
- 33-23-2, Licenses to be issued only to individuals, repealed (no version in force today), https://georgiacommons.org/code/33-23-2.md
- 33-23-3, Agency licensing and biennial renewals; ownership restrictions, active, https://georgiacommons.org/code/33-23-3.md
- 33-23-4, License required; restrictions on payment or receipt of commissions; positions indirectly related to sale, solicitation, or negotiation of insurance excluded from licensing requirements, active, https://georgiacommons.org/code/33-23-4.md
- 33-23-5, Qualifications and requirements for license, active, https://georgiacommons.org/code/33-23-5.md
- 33-23-5.1, Conviction data, active, https://georgiacommons.org/code/33-23-5.1.md
- 33-23-6, Bond requirements for applicants for adjuster’s license, active, https://georgiacommons.org/code/33-23-6.md
- 33-23-7, Bond requirement for applicants for counselor’s license, active, https://georgiacommons.org/code/33-23-7.md
- 33-23-8, Form and contents of license application; fees, active, https://georgiacommons.org/code/33-23-8.md
- 33-23-9, Study materials for applicants, active, https://georgiacommons.org/code/33-23-9.md
- 33-23-10, Examination of applicants, active, https://georgiacommons.org/code/33-23-10.md
- 33-23-11, Issuance and contents of license; display certificate of licensure, active, https://georgiacommons.org/code/33-23-11.md
- 33-23-12, Limited licenses, active, https://georgiacommons.org/code/33-23-12.md
- 33-23-13, Temporary licenses, active, https://georgiacommons.org/code/33-23-13.md
- 33-23-14, Probationary licenses, active, https://georgiacommons.org/code/33-23-14.md
- 33-23-15, Additional licenses, active, https://georgiacommons.org/code/33-23-15.md
- 33-23-16, Licensing of nonresidents, active, https://georgiacommons.org/code/33-23-16.md
- 33-23-17, Registration of nonresident representatives to represent life insurers in military installations in foreign countries, active, https://georgiacommons.org/code/33-23-17.md
- 33-23-18, Issuance of license on biennial basis; filing for renewal; continuing education requirements, active, https://georgiacommons.org/code/33-23-18.md
- 33-23-19, Placing of license on inactive status; subsequent revocation, active, https://georgiacommons.org/code/33-23-19.md
- 33-23-20, Effect of license suspension or placement of license on inactive status, active, https://georgiacommons.org/code/33-23-20.md
- 33-23-21, Grounds for refusal, suspension, or revocation of license, active, https://georgiacommons.org/code/33-23-21.md
- 33-23-21.1, Licensing for educational borrowers in default, active, https://georgiacommons.org/code/33-23-21.1.md
- 33-23-22, Notice of suspension or revocation of license; hearing; appeals, active, https://georgiacommons.org/code/33-23-22.md
- 33-23-23, Limitation on application after refusal or revocation of license; effect of surrender of license under written consent order, active, https://georgiacommons.org/code/33-23-23.md
- 33-23-24, Permits and licenses not transferable, active, https://georgiacommons.org/code/33-23-24.md
- 33-23-25, Place of business, active, https://georgiacommons.org/code/33-23-25.md
- 33-23-26, Agent’s certificate of authority, active, https://georgiacommons.org/code/33-23-26.md
- 33-23-27, Subagent’s certificate of authority, active, https://georgiacommons.org/code/33-23-27.md
- 33-23-28, Scope of subagent’s authority; record of transactions, active, https://georgiacommons.org/code/33-23-28.md
- 33-23-29, Authority of agent to act as adjuster; nonresident adjusters; reciprocal agreements, active, https://georgiacommons.org/code/33-23-29.md
- 33-23-29.1, Licensing of nonresident counselors, active, https://georgiacommons.org/code/33-23-29.1.md
- 33-23-30, Restrictions on signing by agents, active, https://georgiacommons.org/code/33-23-30.md
- 33-23-31, Risk situs; service on nonresidents; venue of action, active, https://georgiacommons.org/code/33-23-31.md
- 33-23-32, Countersigning by resident agents not required generally; exceptions; commissions, active, https://georgiacommons.org/code/33-23-32.md
- 33-23-33, Duty of licensees to provide current information of names and addresses, active, https://georgiacommons.org/code/33-23-33.md
- 33-23-34, Records of transactions, active, https://georgiacommons.org/code/33-23-34.md
- 33-23-35, Reporting and disposition of premiums, active, https://georgiacommons.org/code/33-23-35.md
- 33-23-36, Inquiry into illegal or improper conduct, active, https://georgiacommons.org/code/33-23-36.md
- 33-23-37, Licensing of surplus lines broker; application; bond; written examination, active, https://georgiacommons.org/code/33-23-37.md
- 33-23-38, Placing insurance beyond scope of license or with nonlicensed insurers prohibited; restrictions on sharing commissions; penalty for violation, active, https://georgiacommons.org/code/33-23-38.md
- 33-23-39, Placing of insurance through unlicensed agent prohibited; exception relating to construction project bid bonds, active, https://georgiacommons.org/code/33-23-39.md
- 33-23-40, Contracts issued by unauthorized persons not rendered unenforceable, active, https://georgiacommons.org/code/33-23-40.md
- 33-23-41, Liability and penalties for unauthorized acts, active, https://georgiacommons.org/code/33-23-41.md
- 33-23-42, Performing acts for unauthorized insurer, active, https://georgiacommons.org/code/33-23-42.md
- 33-23-43, Authority of adjusters; penalty for violation, active, https://georgiacommons.org/code/33-23-43.md
- 33-23-43.1, Representing oneself as public adjuster; when license not required, active, https://georgiacommons.org/code/33-23-43.1.md
- 33-23-43.2, Requirements for public adjuster contracts, active, https://georgiacommons.org/code/33-23-43.2.md
- 33-23-43.3, Compensation of adjusters; criteria for written endorsement of payment, active, https://georgiacommons.org/code/33-23-43.3.md
- 33-23-43.4, Proof of financial responsibility, active, https://georgiacommons.org/code/33-23-43.4.md
- 33-23-43.5, Complete record of transactions; retention and examination, active, https://georgiacommons.org/code/33-23-43.5.md
- 33-23-43.6, Funds held in fiduciary capacity; authorization for disclosure, active, https://georgiacommons.org/code/33-23-43.6.md
- 33-23-43.7, Advertisements; deceptive or misleading ads; required disclaimer, active, https://georgiacommons.org/code/33-23-43.7.md
- 33-23-43.8, Prohibited acts of adjusters, active, https://georgiacommons.org/code/33-23-43.8.md
- 33-23-43.9, Standard of conduct for public adjusters, active, https://georgiacommons.org/code/33-23-43.9.md
- 33-23-43.10, Denial, suspension, or revocation of license; notice and hearing, active, https://georgiacommons.org/code/33-23-43.10.md
- 33-23-44, Rules and regulations, active, https://georgiacommons.org/code/33-23-44.md
- 33-23-45, Limitation on applicability of article, repealed (no version in force today), https://georgiacommons.org/code/33-23-45.md
- 33-23-46, Compensation of licensed counselors; disclosure; exceptions, active, https://georgiacommons.org/code/33-23-46.md
- 33-23-100, Definitions; exemptions; applicability of Code Sections 33-24-59.5 and 33-24-59.14, active, https://georgiacommons.org/code/33-23-100.md
- 33-23-101, Licensing of administrators; filing fee; refusal, suspension, or revocation of license; notice and hearing; reissuance of revoked license; appeal; probationary licenses; additional qualifications for license; restrictions on licensees; penalties, active, https://georgiacommons.org/code/33-23-101.md
- 33-23-102, Bond and surety of applicant; liability insurance; remained licenses, active, https://georgiacommons.org/code/33-23-102.md
- 33-23-103, Examination of administrators by Commissioner, active, https://georgiacommons.org/code/33-23-103.md
- 33-23-104, Establishing requirements and procedures affecting administrators, active, https://georgiacommons.org/code/33-23-104.md
- 33-23-105, Rules and regulations for implementation of article, active, https://georgiacommons.org/code/33-23-105.md
- 33-23-200, Legislative findings; licensing of health insurance navigators, active, https://georgiacommons.org/code/33-23-200.md
- 33-23-201, Definitions, active, https://georgiacommons.org/code/33-23-201.md
- 33-23-202, Licensing and requirements therefor, active, https://georgiacommons.org/code/33-23-202.md
- 33-23-203, Violations; limitation on solicitations; navigator compensation, responsibilities, and limitations, active, https://georgiacommons.org/code/33-23-203.md
- 33-23-204, Adoption of rules and regulations, active, https://georgiacommons.org/code/33-23-204.md
- 33-23-205, Applicability, active, https://georgiacommons.org/code/33-23-205.md