---
title: O.C.G.A. § 33-24-11. Waiver by Commissioner of use of standard or uniform provisions in policies or contracts; approval of use of substitute provisions.
collection: code
id: 33-24-11
cite_as: O.C.G.A. § 33-24-11 (2025)
canonical_url: https://georgiacommons.org/code/33-24-11
md_url: https://georgiacommons.org/code/33-24-11.md
text_url: https://georgiacommons.org/code/33-24-11/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=173
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / INSURANCE GENERALLY / GENERAL PROVISIONS
---

# O.C.G.A. § 33-24-11. Waiver by Commissioner of use of standard or uniform provisions in policies or contracts; approval of use of substitute provisions.

(a) The Commissioner may waive the required use of a particular provision in a particular insurance policy form or annuity or endowment contract form if the Commissioner finds such provision unnecessary for the protection of the insured or inconsistent with the purposes of the policy and if the policy is otherwise approved by the Commissioner.

(b) Unless otherwise provided in this title, no policy shall contain any provision inconsistent with or contradictory to any standard provision used or required to be used, but the Commissioner may approve any substitute provision which is not less favorable in any particular to the insured or beneficiary than the standard provisions or optional standard provisions otherwise required.

(c) In lieu of the standard provisions required by this title for contracts for particular kinds of insurance, substantially similar standard provisions required by the law of the domicile of a foreign or alien insurer may be used when approved by the Commissioner.

## History

Code 1933, § 56-2412, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2019, p. 386, § 28/SB 133.

The 2019 amendment, effective July 1, 2019, in subsection (a), substituted ‘‘the Commissioner finds such provision’’ for ‘‘he finds the provision’’ in the middle, and substituted ‘‘the Commissioner’’ for ‘‘him’’ at the end.