---
title: O.C.G.A. § 33-24-19. Incorporation of constituent documents in policies.
collection: code
id: 33-24-19
cite_as: O.C.G.A. § 33-24-19 (2025)
canonical_url: https://georgiacommons.org/code/33-24-19
md_url: https://georgiacommons.org/code/33-24-19.md
text_url: https://georgiacommons.org/code/33-24-19/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=199
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-24.md
previous: https://georgiacommons.org/code/33-24-18.md
next: https://georgiacommons.org/code/33-24-19.1.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / INSURANCE GENERALLY / GENERAL PROVISIONS
---

# O.C.G.A. § 33-24-19. Incorporation of constituent documents in policies.

No policy shall contain any provisions purporting to make any portion of the charter, bylaws, or other constituent document of the insurer a part of the contract unless the portion is set forth in full in the policy. Any policy provision in violation of this Code section shall be invalid. This Code section shall not apply to the subscriber’s agreement or power of attorney of a reciprocal insurer.

## History

Code 1933, § 56-2415, enacted by Ga. L. 1960, p. 289, § 1.

## Cross References

Including or attaching constitution or bylaws of insurer issuing life insurance policy, § 33-25-2. Including or attaching constitution or bylaws of insurer issuing policy of accident and sickness insurance, § 33-29-2(a)(7).