---
title: O.C.G.A. § 33-24-92. Disputed items in credit report.
collection: code
id: 33-24-92
cite_as: O.C.G.A. § 33-24-92 (2025)
canonical_url: https://georgiacommons.org/code/33-24-92
md_url: https://georgiacommons.org/code/33-24-92.md
text_url: https://georgiacommons.org/code/33-24-92/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=401
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-24.md
previous: https://georgiacommons.org/code/33-24-91.md
next: https://georgiacommons.org/code/33-24-93.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / INSURANCE GENERALLY / UNDERWRITING AND RATE RISKING
---

# O.C.G.A. § 33-24-92. Disputed items in credit report.

If an item or items contained in the credit information for an applicant or insured are in dispute pursuant to the dispute resolution process set forth in the federal Fair Credit Reporting Act, 15 USC 1681i, the insurer, during the 45 day period following the date on which the item was placed in dispute pursuant to such dispute resolution process, shall either not use such disputed item or items in making its underwriting or rating determination for such applicant or insured or shall treat the credit information as neutral with respect to the item or items in dispute.

## History

Code 1981, § 33-24-92, enacted by Ga. L. 2003, p. 343, § 1.