---
title: O.C.G.A. § 33-24-93. Disclosure by insurer of use of credit information.
collection: code
id: 33-24-93
cite_as: O.C.G.A. § 33-24-93 (2025)
canonical_url: https://georgiacommons.org/code/33-24-93
md_url: https://georgiacommons.org/code/33-24-93.md
text_url: https://georgiacommons.org/code/33-24-93/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=401
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-24.md
previous: https://georgiacommons.org/code/33-24-92.md
next: https://georgiacommons.org/code/33-24-94.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / INSURANCE GENERALLY / UNDERWRITING AND RATE RISKING
---

# O.C.G.A. § 33-24-93. Disclosure by insurer of use of credit information.

(a) If an insurer writing personal insurance uses credit information in underwriting or rating a consumer, the insurer or its agent shall disclose, either on the insurance application or at the time the insurance application is taken, that it may obtain credit information in connection with such application. Such disclosure shall be either written or provided to an applicant in the same medium as the application for insurance. The insurer need not provide the disclosure statement required under this Code section to any insured on a renewal policy, if such consumer has previously been provided a disclosure statement.

(b) The disclosure required by this Code section shall be in substantially the following form: ‘‘In connection with this application for insurance, we may review your credit report or obtain or use a credit based insurance score based on the information contained in that credit report. We may use a third party in connection with the development of your insurance score.’’

## History

Code 1981, § 33-24-93, enacted by Ga. L. 2003, p. 343, § 1.