---
title: O.C.G.A. § 33-24-95. Filing scoring models with Commissioner; confidential nature of filing.
collection: code
id: 33-24-95
cite_as: O.C.G.A. § 33-24-95 (2025)
canonical_url: https://georgiacommons.org/code/33-24-95
md_url: https://georgiacommons.org/code/33-24-95.md
text_url: https://georgiacommons.org/code/33-24-95/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=402
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-24.md
previous: https://georgiacommons.org/code/33-24-94.md
next: https://georgiacommons.org/code/33-24-96.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / INSURANCE GENERALLY / UNDERWRITING AND RATE RISKING
---

# O.C.G.A. § 33-24-95. Filing scoring models with Commissioner; confidential nature of filing.

(a) Insurers that use insurance scores to underwrite and rate risks must file their scoring models or other scoring processes with the Commissioner of Insurance. A third party may file scoring models on behalf of insurers licensed to do business in this state, provided that such third parties are on an approved list maintained by the Commissioner. A filing that includes insurance scoring may include loss experience justifying the use of credit information.

(b) Any filing relating to credit information is considered to be a trade secret and proprietary information of the entity filing the information. Such information shall not be subject to public disclosure and shall be exempt from disclosure under the provisions of Article 4 of Chapter 18 of Title 50.

## History

Code 1981, § 33-24-95, enacted by Ga. L. 2003, p. 343, § 1; Ga. L. 2005, p. 60, § 33/HB 95.