---
title: O.C.G.A. § 33-24-96. Insurer obligation to indemnify and defend agents.
collection: code
id: 33-24-96
cite_as: O.C.G.A. § 33-24-96 (2025)
canonical_url: https://georgiacommons.org/code/33-24-96
md_url: https://georgiacommons.org/code/33-24-96.md
text_url: https://georgiacommons.org/code/33-24-96/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=403
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-24.md
previous: https://georgiacommons.org/code/33-24-95.md
next: https://georgiacommons.org/code/33-24-97.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / INSURANCE GENERALLY / UNDERWRITING AND RATE RISKING
---

# O.C.G.A. § 33-24-96. Insurer obligation to indemnify and defend agents.

An insurer shall indemnify, defend, and hold agents harmless from and against all liability, fees, and costs arising out of or relating to the actions, errors, or omissions of an agent or a producer who obtains or uses credit information or insurance scores for an insurer, provided the agent or producer follows the instructions and procedures established by the insurer and complies with any applicable law or regulation. Nothing in this Code section shall be construed to provide a consumer or other insured with a cause of action that does not exist in the absence of this Code section.

## History

Code 1981, § 33-24-96, enacted by Ga. L. 2003, p. 343, § 1.

## Code Commission Notes

Pursuant to Code Section 28-9-5, in 2003, ‘‘Code’’ was inserted preceding ‘‘section’’ in two places in the last sentence.