---
title: O.C.G.A. § 33-25-7. Effect of incontestable clause.
collection: code
id: 33-25-7
cite_as: O.C.G.A. § 33-25-7 (2025)
canonical_url: https://georgiacommons.org/code/33-25-7
md_url: https://georgiacommons.org/code/33-25-7.md
text_url: https://georgiacommons.org/code/33-25-7/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=444
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-25.md
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / LIFE INSURANCE
---

# O.C.G.A. § 33-25-7. Effect of incontestable clause.

A clause in any policy of life insurance which provides that the policy shall be incontestable after a specified period shall preclude only a contest of the validity of the policy and shall not preclude the assertion at any time of defenses based upon provisions in the policy which exclude or restrict coverage, whether or not the restrictions or exclusions are excepted in the clause.

## History

Code 1933, § 56-2509, enacted by Ga. L. 1960, p. 289, § 1.

## Law Reviews

For note, ‘‘Incontestability Clauses in Georgia Insurance Contracts,’’ see 13 Ga. L. Rev. 850 (1979).