---
title: O.C.G.A. § 33-26-4. Notice of right of person to whom policy or contract issued to return policy or contract and receive premium refund; effect of return of policy or contract; proof of return.
collection: code
id: 33-26-4
cite_as: O.C.G.A. § 33-26-4 (2025)
canonical_url: https://georgiacommons.org/code/33-26-4
md_url: https://georgiacommons.org/code/33-26-4.md
text_url: https://georgiacommons.org/code/33-26-4/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=467
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-26.md
previous: https://georgiacommons.org/code/33-26-3.md
next: https://georgiacommons.org/code/33-26-5.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / INDUSTRIAL LIFE INSURANCE
---

# O.C.G.A. § 33-26-4. Notice of right of person to whom policy or contract issued to return policy or contract and receive premium refund; effect of return of policy or contract; proof of return.

(a) Every industrial life policy or contract issued for delivery in this state shall have printed thereon or attached thereto a notice stating in substance that the person to whom the policy or contract is issued shall be permitted to return the policy or contract within ten days after receipt thereof and to have the premium paid refunded if, after examination of the policy or contract, the purchaser is not satisfied with it for any reason.

(b) If the purchaser, pursuant to such notice, returns the policy or contract to the insurer at its home or branch office or to the agent through whom it was purchased, it shall be void from the beginning and the parties shall be in the same position as if no policy or contract had been issued.

(c) Without limiting any other method of returning a policy or contract under this Code section, it shall be prima-facie evidence of the fact and date of return of a policy or contract if the policy or contract is dispatched by at least first-class mail to the insurer or agent, as provided in this Code section and a receipt provided by the United States Postal Service is obtained.

## History

Code 1933, § 56-2906, enacted by Ga. L. 1979, p. 786, § 5; Code 1933, § 56-2907, as redesignated by Ga. L. 1981, p. 936, § 1.

## Code Commission Notes

Pursuant to Code Section 28-9-5, in 1990, a hyphen was inserted in the phrase ‘‘first-class mail’’ in subsection (c).