---
title: O.C.G.A. § 33-27-7. Right of beneficiaries and assignees of insurance policies to proceeds as against creditors and representatives of insured.
collection: code
id: 33-27-7
cite_as: O.C.G.A. § 33-27-7 (2025)
canonical_url: https://georgiacommons.org/code/33-27-7
md_url: https://georgiacommons.org/code/33-27-7.md
text_url: https://georgiacommons.org/code/33-27-7/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=485
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-27.md
previous: https://georgiacommons.org/code/33-27-6.md
next: https://georgiacommons.org/code/33-27-8.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / GROUP LIFE INSURANCE
---

# O.C.G.A. § 33-27-7. Right of beneficiaries and assignees of insurance policies to proceeds as against creditors and representatives of insured.

(a) The proceeds and avails of any group life insurance policy shall be free from the claims of creditors and representatives of the insured and of the person effecting the same to the same extent and under the same conditions as provided for in the case of other life insurance policies under Code Section 33-25-11.

(b) This Code section shall not apply to group life insurance issued to a creditor covering his debtors to the extent that the proceeds are applied to payment of the obligation for the purpose of which the insurance was issued.

## History

Code 1933, § 56-2706, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1982, p. 3, § 33.