---
title: O.C.G.A. § 33-29-7. Provision in policies for refusal of renewal generally.
collection: code
id: 33-29-7
cite_as: O.C.G.A. § 33-29-7 (2025)
canonical_url: https://georgiacommons.org/code/33-29-7
md_url: https://georgiacommons.org/code/33-29-7.md
text_url: https://georgiacommons.org/code/33-29-7/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=527
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-29.md
previous: https://georgiacommons.org/code/33-29-6.md
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / INDIVIDUAL ACCIDENT AND SICKNESS INSURANCE
---

# O.C.G.A. § 33-29-7. Provision in policies for refusal of renewal generally.

(a) Subject to Code Section 33-29-21, each policy, covered by this chapter, except accident insurance only policies, in which the insurer reserves the right to refuse renewal on an individual basis, shall provide, in substance, in a provision of the policy entitled ‘‘renewability,’’ that, subject to the right to terminate the policy upon nonpayment of premiums when due, the right to refuse renewal shall not be exercised before the renewal date occurring on, or after and nearest, each anniversary or, in the case of lapse and reinstatement, at the renewal date occurring on, or after and nearest, each anniversary of the last reinstatement, and that any refusal or renewal shall be without prejudice to any claim originating while the policy is in force.

(b) The insurer shall not amend or endorse the policy prior to the anniversary date in a manner tending to restrict or lower the benefits, add exclusions, or increase the premium.

## History

Code 1933, § 56-3006, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2005, p. 481, § 7/HB 291.