---
title: O.C.G.A. § 33-31-11. Right of debtor to furnish insurance.
collection: code
id: 33-31-11
cite_as: O.C.G.A. § 33-31-11 (2025)
canonical_url: https://georgiacommons.org/code/33-31-11
md_url: https://georgiacommons.org/code/33-31-11.md
text_url: https://georgiacommons.org/code/33-31-11/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=617
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-31.md
previous: https://georgiacommons.org/code/33-31-10.md
next: https://georgiacommons.org/code/33-31-12.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / CREDIT LIFE INSURANCE AND CREDIT ACCIDENT AND SICKNESS INSURANCE
---

# O.C.G.A. § 33-31-11. Right of debtor to furnish insurance.

When credit life insurance or credit accident and sickness insurance is required as additional security for any indebtedness, the debtor, upon written request to the creditor, shall have the option of furnishing the required amount of insurance through existing policies of insurance owned or controlled by him or of procuring and furnishing the required coverage through any insurer authorized to transact an insurance business within this state.

## History

Code 1933, § 56-3311, enacted by Ga. L. 1960, p. 289, § 1.