---
title: O.C.G.A. § 33-32-10. Applicability; definitions.
collection: code
id: 33-32-10
cite_as: O.C.G.A. § 33-32-10 (2025)
canonical_url: https://georgiacommons.org/code/33-32-10
md_url: https://georgiacommons.org/code/33-32-10.md
text_url: https://georgiacommons.org/code/33-32-10/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-66-(v25)-pdf.pdf?sfvrsn=e52ed458_0#page=110
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-32.md
previous: https://georgiacommons.org/code/33-32-6.md
next: https://georgiacommons.org/code/33-32-11.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / PROPERTY INSURANCE / NEW OR RETROFITTED INSURABLE PROPERTIES
---

# O.C.G.A. § 33-32-10. Applicability; definitions.

(a) This article shall apply to all insurers offering or providing insurance coverage in this state on single-family residential property, commercial property, or modular homes, as provided for in Code Section 33-32-11.

(b) As used in this article, the term:

(1) “Insurable property” means a single-family residential property, commercial property, or modular home located in this state that satisfies the codes, standards, or techniques provided for in Code Section 33-32-11. Such term shall not include a manufactured home or mobile home located in this state, except where expressly provided for in subsection (c) of Code Section 33-32-11.

(2) “Insurer” means any property and casualty insurance company offering or providing insurance coverage on one or more types of insurable property.

## History

Code 1981, § 33-32-10, enacted by Ga. L. 2024, p. 383, § 2/HB 279, effective July 1, 2024.