33-32-10. Applicability; definitions.

(a) This article shall apply to all insurers offering or providing insurance coverage in this state on single-family residential property, commercial property, or modular homes, as provided for in Code Section 33-32-11. (b) As used in this article, the term: (1) “Insurable property” means a single-family residential property, commercial property, or modular home located in this state that satisfies the codes, standards, or techniques provided for in Code Section 33-32-11. Such term shall not include a manufactured home or mobile home located in this state, except where expressly provided for in subsection (c) of Code Section 33-32-11. (2) “Insurer” means any property and casualty insurance company offering or providing insurance coverage on one or more types of insurable property.