---
title: O.C.G.A. § 33-32-3. Privilege of rebuilding or reinstating property sustaining loss or damage.
collection: code
id: 33-32-3
cite_as: O.C.G.A. § 33-32-3 (2025)
canonical_url: https://georgiacommons.org/code/33-32-3
md_url: https://georgiacommons.org/code/33-32-3.md
text_url: https://georgiacommons.org/code/33-32-3/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=627
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-32.md
previous: https://georgiacommons.org/code/33-32-2.md
next: https://georgiacommons.org/code/33-32-4.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / PROPERTY INSURANCE
---

# O.C.G.A. § 33-32-3. Privilege of rebuilding or reinstating property sustaining loss or damage.

The privilege of rebuilding or reinstating property sustaining loss or damage shall not exist unless it is reserved in the policy.

## History

Orig. Code 1863, § 2766; Code 1868, § 2774; Code 1873, § 2816; Code 1882, § 2816; Civil Code 1895, § 2112; Civil Code 1910, § 2547; Code 1933, § 56-704; Code 1933, § 56-3204, enacted by Ga. L. 1960, p. 289, § 1.