---
title: O.C.G.A. § 33-33-3. Requirement of participation in plan by property insurers.
collection: code
id: 33-33-3
cite_as: O.C.G.A. § 33-33-3 (2025)
canonical_url: https://georgiacommons.org/code/33-33-3
md_url: https://georgiacommons.org/code/33-33-3.md
text_url: https://georgiacommons.org/code/33-33-3/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=632
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-33.md
previous: https://georgiacommons.org/code/33-33-2.md
next: https://georgiacommons.org/code/33-33-4.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / FAIR ACCESS TO INSURANCE REQUIREMENTS
---

# O.C.G.A. § 33-33-3. Requirement of participation in plan by property insurers.

(a) Each insurer authorized to write and writing property insurance in this state shall be required to become and remain a member of the plan and the underwriting association and to comply with the requirements of the plan and the underwriting association as a condition of its authority to transact property insurance business.

(b) Each insurer shall participate in the writings, expenses, profits, and losses of the association in the following manner:

(1) For habitational risks, the same proportion as its habitational premiums written bear to the aggregate habitational premiums written by all insurers in the program; and

(2) For commercial risks, the same proportion as its commercial premiums written bear to the aggregate commercial premiums written by all insurers in the program.

## History

Ga. L. 1970, p. 282, § 2; Ga. L. 1975, p. 22, § 2; Ga. L. 1995, p. 629, § 1.