---
title: O.C.G.A. § 33-34-4. Owner required to provide coverage.
collection: code
id: 33-34-4
cite_as: O.C.G.A. § 33-34-4 (2025)
canonical_url: https://georgiacommons.org/code/33-34-4
md_url: https://georgiacommons.org/code/33-34-4.md
text_url: https://georgiacommons.org/code/33-34-4/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=650
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-34.md
previous: https://georgiacommons.org/code/33-34-3.1.md
next: https://georgiacommons.org/code/33-34-5.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / MOTOR VEHICLE ACCIDENT REPARATIONS
---

# O.C.G.A. § 33-34-4. Owner required to provide coverage.

No owner of a motor vehicle required to be registered in this state or any other person, other than a self-insurer as defined in this chapter, shall operate or authorize any other person to operate the motor vehicle unless the owner has motor vehicle liability insurance equivalent to that required as evidence of security for bodily injury and property damage liability under Chapter 9 of Title 40, the ‘‘Motor Vehicle Safety Responsibility Act.’’

## History

Code 1981, § 33-34-4, enacted by Ga. L. 1991, p. 1608, § 1.12.

## Cross References

Requirements of motor vehicle liability policies, § 33-7-11. Minimum amounts of liability insurance coverage required under motor vehicle safety responsibility laws, § 40-9-37.

## Law Reviews

For article, ‘‘Why Captives, Lord, What Have They Ever Done?: The Georgia Captive Insurance Company Act,’’ see 26 Ga. St. B.J. 119 (1990).