---
title: O.C.G.A. § 33-39-1. Purpose of chapter.
collection: code
id: 33-39-1
cite_as: O.C.G.A. § 33-39-1 (2025)
canonical_url: https://georgiacommons.org/code/33-39-1
md_url: https://georgiacommons.org/code/33-39-1.md
text_url: https://georgiacommons.org/code/33-39-1/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=823
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-39.md
previous: https://georgiacommons.org/code/33-38-22.md
next: https://georgiacommons.org/code/33-39-2.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / COLLECTION, USE, AND DISCLOSURE OF INFORMATION GATHERED BY INSURANCE INSTITUTIONS
---

# O.C.G.A. § 33-39-1. Purpose of chapter.

The purpose of this chapter is to establish standards for the collection, use, and disclosure of information gathered in connection with insurance transactions by insurance institutions, agents, or insurance-support organizations; to maintain a balance between the need for information by those conducting the business of insurance and the public’s need for fairness in insurance information practices, including the need to minimize intrusiveness; to establish a regulatory mechanism to enable natural persons to ascertain what information is being or has been collected about them in connection with insurance transactions and to have access to such information for the purpose of verifying or disputing its accuracy; to limit the disclosure of information collected in connection with insurance transactions; and to enable insurance applicants and policyholders to obtain the reasons for any adverse underwriting decision.

## History

Code 1981, § 33-39-1, enacted by Ga. L. 1982, p. 615, § 1.