---
title: O.C.G.A. § 33-39-21. Equitable relief; damages recoverable; costs and attorney’s fees; statute of limitations; limitation on remedy or recovery.
collection: code
id: 33-39-21
cite_as: O.C.G.A. § 33-39-21 (2025)
canonical_url: https://georgiacommons.org/code/33-39-21
md_url: https://georgiacommons.org/code/33-39-21.md
text_url: https://georgiacommons.org/code/33-39-21/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch23-65-(v25)-2020-pdf.pdf?sfvrsn=68297_0#page=847
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-39.md
previous: https://georgiacommons.org/code/33-39-20.md
next: https://georgiacommons.org/code/33-39-22.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / COLLECTION, USE, AND DISCLOSURE OF INFORMATION GATHERED BY INSURANCE INSTITUTIONS
---

# O.C.G.A. § 33-39-21. Equitable relief; damages recoverable; costs and attorney’s fees; statute of limitations; limitation on remedy or recovery.

(a) If any insurance institution, agent, or insurance-support organization fails to comply with Code Section 33-39-9, 33-39-10, or 33-39-11 with respect to the rights granted under those Code sections, any person whose rights are violated may apply to any superior court of this state, having jurisdiction over the defendant, for appropriate equitable relief.

(b) An insurance institution, agent, or insurance-support organization which discloses information in violation of Code Section 33-39-14 shall be liable for damages sustained by the individual about whom the information relates; provided, however, that no individual shall be entitled to a monetary award which exceeds the actual damages sustained by the individual as a result of a violation of Code Section 33-39-14.

(c) In any action brought pursuant to this Code section, the court may award the cost of the action and reasonable attorney’s fees to the prevailing party.

(d) An action under this Code section must be brought within two years from the date the alleged violation is or should have been discovered.

(e) Except as specifically provided in this Code section, there shall be no remedy or recovery available to individuals, in law or in equity, for occurrences constituting a violation of any provision of this chapter.

## History

Code 1981, § 33-39-21, enacted by Ga. L. 1982, p. 615, § 1; Ga. L. 1983, p. 3, § 24; Ga. L. 1984, p. 22, § 33.

## Law Reviews

For article, ‘‘Statutes of Limitation: Counterproductive Com-plexities,’’ see 37 Mercer L. Rev. 1 (1985).