---
title: O.C.G.A. § 33-6-32. Definitions.
collection: code
id: 33-6-32
cite_as: O.C.G.A. § 33-6-32 (2025)
canonical_url: https://georgiacommons.org/code/33-6-32
md_url: https://georgiacommons.org/code/33-6-32.md
text_url: https://georgiacommons.org/code/33-6-32/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch1-22-(v24)-2020-pdf.pdf?sfvrsn=a873240d_0#page=260
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-6.md
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / UNFAIR TRADE PRACTICES / UNFAIR CLAIMS SETTLEMENT PRACTICES
---

# O.C.G.A. § 33-6-32. Definitions.

As used in this article, the term:

(1) ‘‘Insured’’ means the party named on a policy or certificate or as defined in the contract as the person with legal rights to the benefits provided by such policy or certificate.

(2) ‘‘Person’’ means an individual, corporation, association, partnership, reciprocal exchange, interinsurer, Lloyd’s insurer, fraternal benefit society, and any other legal entity engaged in the business of insurance, including but not limited to agents, brokers, counselors, and adjusters.

(3) ‘‘Policy’’ or ‘‘certificate’’ means any contract of insurance; indemnity; medical, health, or hospital service; or annuity issued by an insurer. ‘‘Policy’’ or ‘‘certificate’’ shall not mean contracts for workers’ compensation, fidelity, or surety insurance.

## History

Code 1981, § 33-6-32, enacted by Ga. L. 1992, p. 3048, § 9.