---
title: O.C.G.A. § 33-7-8. Title insurance.
collection: code
id: 33-7-8
cite_as: O.C.G.A. § 33-7-8 (2025)
canonical_url: https://georgiacommons.org/code/33-7-8
md_url: https://georgiacommons.org/code/33-7-8.md
text_url: https://georgiacommons.org/code/33-7-8/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch1-22-(v24)-2020-pdf.pdf?sfvrsn=a873240d_0#page=290
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33-7.md
previous: https://georgiacommons.org/code/33-7-7.md
next: https://georgiacommons.org/code/33-7-8.1.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / KINDS OF INSURANCE; LIMITS OF RISKS; REINSURANCE
---

# O.C.G.A. § 33-7-8. Title insurance.

Title insurance is insurance of owners of real or personal property or others having an interest in such real or personal property, or liens or encumbrances on such real or personal property, against loss by encumbrance, defective titles, invalidity, adverse claim to title, or unmarketability of title by reason of encumbrance or defects not excepted in the insurance contract, which contract shall be written only upon evidence or opinion of title obtained and preserved by the insurer.

## History

Code 1933, § 56-410, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2019, p. 901, § 1/SB 202.

The 2019 amendment, effective July 1, 2019, inserted ‘‘or personal’’ in three places in this Code section.

## Cross References

Effect on title insurance companies of laws relating to regulation of practice of law, §§ 15-19-52, 15-19-53. Recordation and registration of deeds and other instruments, T. 44, C. 2.