---
title: O.C.G.A. § 33-9-9. Use of rating systems, underwriting rules, or forms of rating or advisory organizations.
collection: code
id: 33-9-9
cite_as: O.C.G.A. § 33-9-9 (2025)
canonical_url: https://georgiacommons.org/code/33-9-9
md_url: https://georgiacommons.org/code/33-9-9.md
text_url: https://georgiacommons.org/code/33-9-9/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t33-ch1-22-(v24)-2020-pdf.pdf?sfvrsn=a873240d_0#page=432
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: INSURANCE / REGULATION OF RATES, UNDERWRITING RULES, AND RELATED ORGANIZATIONS
---

# O.C.G.A. § 33-9-9. Use of rating systems, underwriting rules, or forms of rating or advisory organizations.

Members and subscribers of rating or advisory organizations may use the rating systems, underwriting rules, or policy or bond form of the organizations and the rates filed by such organizations for all lines of insurance covered by the provisions of this chapter, either consistently or intermittently, but, except as provided in Code Sections 33-9-3, 33-9-7, 33-9-19, and 33-9-20, shall not agree with each other or rating organizations or others to adhere to such rates, rating systems, underwriting rules, or policy or bond form. The fact that two or more admitted insurers, whether or not members or subscribers of a rating or advisory organization, use, either consistently or intermittently, the rates or rating systems made or adopted by a rating organization, or the underwriting rules or policy or bond forms prepared by a rating or advisory organization shall not be sufficient in itself to support a finding that an agreement so to adhere exists and may be used only for the purpose of supplementing or explaining any competent evidence of the existence of the agreement.

## History

Code 1933, § 56-510, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1982, p. 644, § 2; Ga. L. 1983, p. 629, §§ 1, 3.

## Editor's Notes

Ga. L. 1982, p. 644, § 2, which amended this Code section and which was to have taken effect January 1, 1984, was repealed by Ga. L. 1983, p. 629, § 3, effective March 16, 1983. However, since the 1983 Act amended this Code section ‘‘as amended by ... Ga. L. 1982, p. 644,’’ the restated language of this Code section in the 1983 Act reflected many of the changes effected by the 1982 Act.