---
title: Title 33, Chapter 9. Regulation of Rates, Underwriting Rules, and Related Organizations
collection: code
id: code:chapter:33-9
canonical_url: https://georgiacommons.org/code/title/33/chapter/9
md_url: https://georgiacommons.org/code/33-9.md
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/33.md
previous: https://georgiacommons.org/code/33-8.md
next: https://georgiacommons.org/code/33-10.md
index: https://georgiacommons.org/code/index.md
heading: REGULATION OF RATES, UNDERWRITING RULES, AND RELATED ORGANIZATIONS
title_heading: INSURANCE
section_count: 50
full_url: https://georgiacommons.org/code/33-9.md?full=1
---

# Title 33, Chapter 9. Regulation of Rates, Underwriting Rules, and Related Organizations

Title 33. Insurance

50 sections. Each line is `citation, catchline, status, URL`; the text of every section, in order, is at https://georgiacommons.org/code/33-9.md?full=1 (capped, with a pointer to continue).

- 33-9-1, Purpose and construction of chapter, active, https://georgiacommons.org/code/33-9-1.md
- 33-9-2, Definitions, active, https://georgiacommons.org/code/33-9-2.md
- 33-9-3, Application of chapter, active, https://georgiacommons.org/code/33-9-3.md
- 33-9-4, Standards applicable to making and use of rates, active, https://georgiacommons.org/code/33-9-4.md
- 33-9-5, Authorized joint actions by insurers generally, active, https://georgiacommons.org/code/33-9-5.md
- 33-9-6, Authorized joint actions by two or more admitted insurers having common ownership or operating under common management or control generally, active, https://georgiacommons.org/code/33-9-6.md
- 33-9-7, Authorized agreements among admitted insurers for apportionment of property and casualty insurance; approval by Commissioner; review of practices and activities, active, https://georgiacommons.org/code/33-9-7.md
- 33-9-8, Agreements to share high-risk applicants; approval of rates, active, https://georgiacommons.org/code/33-9-8.md
- 33-9-9, Use of rating systems, underwriting rules, or forms of rating or advisory organizations, active, https://georgiacommons.org/code/33-9-9.md
- 33-9-10, Conduct of operations by organizations engaging in joint underwriting or reinsurance, active, https://georgiacommons.org/code/33-9-10.md
- 33-9-11, Authorization of cooperation among rating organizations and insurers; review of cooperative activities and practices by Commissioner and proceedings thereon, active, https://georgiacommons.org/code/33-9-11.md
- 33-9-12, Requirement of license for rating organization; application; fee, active, https://georgiacommons.org/code/33-9-12.md
- 33-9-13, Evidence to be submitted by rating organization for license, active, https://georgiacommons.org/code/33-9-13.md
- 33-9-14, Examination of rating organization application; investigation of applicant; issuance of license; duration of license, active, https://georgiacommons.org/code/33-9-14.md
- 33-9-15, Annual license fee for rating organizations, active, https://georgiacommons.org/code/33-9-15.md
- 33-9-16, Adoption by rating organizations of rules governing eligibility for membership generally, active, https://georgiacommons.org/code/33-9-16.md
- 33-9-17, Requirement by rating organizations of membership by all insurers having common ownership or operating under common management, active, https://georgiacommons.org/code/33-9-17.md
- 33-9-18, Requirements for conduct of operations by advisory organizations generally; engaging in unfair or unreasonable practices, active, https://georgiacommons.org/code/33-9-18.md
- 33-9-19, Requirements for conduct of operations by organizations engaging in joint underwriting and joint reinsurance generally; engaging in unfair or unreasonable practices, active, https://georgiacommons.org/code/33-9-19.md
- 33-9-20, Maintenance of records by organizations generally; maintenance and reporting of statistics by insurers, active, https://georgiacommons.org/code/33-9-20.md
- 33-9-21, Maintenance and filing rates, rating plans, rating systems, or underwriting rules; examination of claim reserve practices by Commissioner, active, https://georgiacommons.org/code/33-9-21.md
- 33-9-21.1, Filing and maintenance of information relating to certain casualty insurance, active, https://georgiacommons.org/code/33-9-21.1.md
- 33-9-21.2, Petition for hearing by aggrieved insurer, active, https://georgiacommons.org/code/33-9-21.2.md
- 33-9-22, Conduct of examinations of organizations by Commissioner generally; acceptance of reports of insurance supervisory officials of other states, active, https://georgiacommons.org/code/33-9-22.md
- 33-9-23, Examination of admitted insurers; examination of insurers transacting workers’ compensation insurance, active, https://georgiacommons.org/code/33-9-23.md
- 33-9-24, Examination of officers, managers, agents, and employees of organizations and insurers, active, https://georgiacommons.org/code/33-9-24.md
- 33-9-25, Payment of costs of examinations, active, https://georgiacommons.org/code/33-9-25.md
- 33-9-26, Review of rate, rating plan, rating system, or underwriting rule by insurer or rating organization, active, https://georgiacommons.org/code/33-9-26.md
- 33-9-27, Issuance of notice by Commissioner upon determination of noncompliance with requirements of chapter, active, https://georgiacommons.org/code/33-9-27.md
- 33-9-28, Conduct of hearing by Commissioner upon failure to correct noncompliance; notice of hearing; matters considered at hearing, active, https://georgiacommons.org/code/33-9-28.md
- 33-9-28.1, Assessment of investigation costs against parties, active, https://georgiacommons.org/code/33-9-28.1.md
- 33-9-29, Issuance of remedial orders by Commissioner generally; suspension or revocation of certificate of authority or license, active, https://georgiacommons.org/code/33-9-29.md
- 33-9-30, Suspension or revocation of license or certificate of authority for failure to comply with order of Commissioner, active, https://georgiacommons.org/code/33-9-30.md
- 33-9-31, Manner of conduct of proceedings in connection with denial, suspension, or revocation of license or certificate of authority, active, https://georgiacommons.org/code/33-9-31.md
- 33-9-32, Validity of contracts to use rates in excess of, or lower than, generally applicable rates, active, https://georgiacommons.org/code/33-9-32.md
- 33-9-33, Payment of dividends, savings, or unabsorbed premium deposits by insurers, active, https://georgiacommons.org/code/33-9-33.md
- 33-9-34, Acts done, actions taken, or agreements made pursuant to chapter not to constitute violation under other laws, active, https://georgiacommons.org/code/33-9-34.md
- 33-9-35, Withholding of information; false or misleading information, active, https://georgiacommons.org/code/33-9-35.md
- 33-9-36, Unauthorized premiums; unlawful inducements, active, https://georgiacommons.org/code/33-9-36.md
- 33-9-37, Liability of insurer conspiring to fix insurance rates unauthorized by chapter, active, https://georgiacommons.org/code/33-9-37.md
- 33-9-38, Penalty for failure to comply with final order of Commissioner; penalty for willful violation of provision of chapter, active, https://georgiacommons.org/code/33-9-38.md
- 33-9-39, Restrictions on motor vehicle insurance surcharges relating to accidents involving law enforcement officers, firefighters, or emergency medical technicians, active, https://georgiacommons.org/code/33-9-39.md
- 33-9-40, Prohibition of motor vehicle insurance surcharges relating to accidents in which insured not at fault, active, https://georgiacommons.org/code/33-9-40.md
- 33-9-40.1, Rates of workers’ compensation policies issued to business entities with majority interest held by the same person; limitation on maintenance of reserves; investigations of complaints, active, https://georgiacommons.org/code/33-9-40.1.md
- 33-9-40.2, Workers’ compensation insurance premium discount for insured with drug-free workplace program, active, https://georgiacommons.org/code/33-9-40.2.md
- 33-9-40.3, Employers to provide work based learning opportunities for students age 16 and older, active, https://georgiacommons.org/code/33-9-40.3.md
- 33-9-41, Study of effect of 1987 legislation on loss experience; cooperation of insurers; report to General Assembly, repealed (no version in force today), https://georgiacommons.org/code/33-9-41.md
- 33-9-42, Reduction in premiums for motor vehicle liability, first-party medical, and collision coverages for certain named drivers, active, https://georgiacommons.org/code/33-9-42.md
- 33-9-43, Reduction in premiums for motor vehicle liability, first-party medical, and collision coverage for named drivers under 25 years of age, active, https://georgiacommons.org/code/33-9-43.md
- 33-9-44, Legislative intent, active, https://georgiacommons.org/code/33-9-44.md