--- title: Title 33. Insurance collection: code id: code:title:33 canonical_url: https://georgiacommons.org/code/title/33 md_url: https://georgiacommons.org/code/33.md date: 2025 status: active corpus_version: 2025-supplement-89aa39ab3c68 license: CC0-1.0 publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice. up: https://georgiacommons.org/code/index.md previous: https://georgiacommons.org/code/32.md next: https://georgiacommons.org/code/34.md index: https://georgiacommons.org/code/index.md heading: INSURANCE section_count: 1596 chapter_count: 81 --- # Title 33. Insurance 1596 sections in 81 chapters. Each chapter's twin lists its sections. ## Chapter 1. General Provisions https://georgiacommons.org/code/33-1.md (29 sections; 33-1-1 to 33-1-27) ## Chapter 2. Department and Commissioner https://georgiacommons.org/code/33-2.md (34 sections; 33-2-1 to 33-2-34) ## Chapter 3. Authorization and General Requirements for Transaction of Insurance https://georgiacommons.org/code/33-3.md (34 sections; 33-3-1 to 33-3-30) ## Chapter 4. Actions Against Insurance Companies https://georgiacommons.org/code/33-4.md (7 sections; 33-4-1 to 33-4-7) ## Chapter 5. Regulation of Unauthorized Insurers https://georgiacommons.org/code/33-5.md (37 sections; 33-5-1 to 33-5-59) - Article 1. General Provisions (3 sections; 33-5-1 to 33-5-3) - Article 2. Surplus Line Insurance (24 sections; 33-5-20 to 33-5-44) - Part 1. General Provisions (19 sections; 33-5-20 to 33-5-35) - Part 2. Interstate Cooperation for Collection and Disbursement of Premium Taxes (5 sections; 33-5-40 to 33-5-44) - Article 3. Unauthorized Insurers Process Act (10 sections; 33-5-50 to 33-5-59) ## Chapter 6. Unfair Trade Practices https://georgiacommons.org/code/33-6.md (22 sections; 33-6-1 to 33-6-37) - Article 1. General Provisions (14 sections; 33-6-1 to 33-6-14) - Article 2. Unfair Claims Settlement Practices (8 sections; 33-6-30 to 33-6-37) ## Chapter 7. Kinds of Insurance; Limits of Risks; Reinsurance https://georgiacommons.org/code/33-7.md (20 sections; 33-7-1 to 33-7-16) ## Chapter 8. Fees and Taxes https://georgiacommons.org/code/33-8.md (21 sections; 33-8-1 to 33-8-13) ## Chapter 9. Regulation of Rates, Underwriting Rules, and Related Organizations https://georgiacommons.org/code/33-9.md (50 sections; 33-9-1 to 33-9-44) ## Chapter 10. Assets and Liabilities https://georgiacommons.org/code/33-10.md (17 sections; 33-10-1 to 33-10-17) ## Chapter 11. Investments https://georgiacommons.org/code/33-11.md (76 sections; 33-11-1 to 33-11-89) - Article 1. Investments of Certain Insurers (48 sections; 33-11-1 to 33-11-43) - Article 2. Investments of Life, Accident and Sickness, Property, and Casualty Insurers (18 sections; 33-11-50 to 33-11-67) - Article 3. Investment Pools (10 sections; 33-11-80 to 33-11-89) ## Chapter 11A. Investment Pools [redesignated] https://georgiacommons.org/code/33-11A.md (1 sections; 33-11A-1 to 33-11A-1) ## Chapter 12. Administration of Deposits https://georgiacommons.org/code/33-12.md (17 sections; 33-12-1 to 33-12-17) ## Chapter 13. Insurance Holding Company Systems https://georgiacommons.org/code/33-13.md (29 sections; 33-13-1 to 33-13-41) - Article 1. General Provisions (17 sections; 33-13-1 to 33-13-15) - Article 2. Own Risk and Solvency Assessment Report (12 sections; 33-13-30 to 33-13-41) ## Chapter 13A. Mutual Insurance Holding Companies https://georgiacommons.org/code/33-13A.md (13 sections; 33-13A-1 to 33-13A-13) ## Chapter 14. Domestic Stock and Mutual Insurers https://georgiacommons.org/code/33-14.md (78 sections; 33-14-1 to 33-14-128) - Article 1. General Provisions (27 sections; 33-14-1 to 33-14-27) - Article 2. Domestic Stock Insurers (6 sections; 33-14-40 to 33-14-45) - Article 3. Domestic Mutual Insurers (18 sections; 33-14-60 to 33-14-77) - Article 4. Insider Trading of Domestic Stock Insurer Equity Securities (8 sections; 33-14-90 to 33-14-97) - Article 5. Limited Purpose Subsidiary Insurance Companies (10 sections; 33-14-100 to 33-14-109) - Article 6. Division of Domestic Insurers (9 sections; 33-14-120 to 33-14-128) ## Chapter 15. Fraternal Benefit Societies https://georgiacommons.org/code/33-15.md (38 sections; 33-15-1 to 33-15-123) - Article 1. Organization and Governance; Definitions (5 sections; 33-15-1 to 33-15-5) - Article 2. Provisions of Laws and Rules; Membership Classes; Principal Office; Indemnification (4 sections; 33-15-20 to 33-15-23) - Article 3. Formation and Petitions for Charter; Amendments of Laws; Reinsurance; Consolidations and Mergers; Conversions (6 sections; 33-15-40 to 33-15-45) - Article 4. Benefit Contracts (6 sections; 33-15-60 to 33-15-65) - Article 5. Assets and Investments (4 sections; 33-15-80 to 33-15-83) - Article 6. Valuation Standards; Licenses and Renewals; Examinations; Violations; Agents or Representatives (9 sections; 33-15-100 to 33-15-108) - Article 7. Miscellaneous Provisions (4 sections; 33-15-120 to 33-15-123) ## Chapter 16. Farmers’ Mutual Fire Insurance Companies https://georgiacommons.org/code/33-16.md (22 sections; 33-16-1 to 33-16-22) ## Chapter 17. Reciprocal Insurers https://georgiacommons.org/code/33-17.md (31 sections; 33-17-1 to 33-17-31) ## Chapter 18. Nonprofit Medical Service Corporations https://georgiacommons.org/code/33-18.md (1 sections; 33-18-1 to 33-18-1) ## Chapter 19. Nonprofit Hospital Service Corporations https://georgiacommons.org/code/33-19.md (1 sections; 33-19-1 to 33-19-1) ## Chapter 20. Health Care Plans https://georgiacommons.org/code/33-20.md (34 sections; 33-20-1 to 33-20-34) ## Chapter 20A. Managed Health Care Plans https://georgiacommons.org/code/33-20A.md (29 sections; 33-20A-1 to 33-20A-70) - Article 1. Patient Protection (12 sections; 33-20A-1 to 33-20A-10) - Article 2. Patient’s Right to Independent Review (13 sections; 33-20A-30 to 33-20A-42) - Article 3. Managed Health Care Plans (3 sections; 33-20A-60 to 33-20A-62) - Article 4. Joint Committee to Study Prescription Costs in State Funded Health Care Plans (1 sections; 33-20A-70 to 33-20A-70) ## Chapter 20B. Essential Rural Health Care Provider Access https://georgiacommons.org/code/33-20B.md (7 sections; 33-20B-1 to 33-20B-6) ## Chapter 20C. Accurate Provider Directories https://georgiacommons.org/code/33-20C.md (7 sections; 33-20C-1 to 33-20C-7) ## Chapter 20D. Rental Provider Network https://georgiacommons.org/code/33-20D.md (6 sections; 33-20D-1 to 33-20D-6) ## Chapter 20E. Surprise Billing Consumer Protection Act https://georgiacommons.org/code/33-20E.md (27 sections; 33-20E-1 to 33-20E-26) ## Chapter 20F. Self-funded Healthcare Plans https://georgiacommons.org/code/33-20F.md (5 sections; 33-20F-1 to 33-20F-5) ## Chapter 21. Health Maintenance Organizations https://georgiacommons.org/code/33-21.md (31 sections; 33-21-1 to 33-21-29) ## Chapter 21A. Medicaid Care Management Organizations https://georgiacommons.org/code/33-21A.md (14 sections; 33-21A-1 to 33-21A-14) ## Chapter 22. Insurance Premium Finance Companies https://georgiacommons.org/code/33-22.md (18 sections; 33-22-1 to 33-22-16) ## Chapter 23. Licensing https://georgiacommons.org/code/33-23.md (72 sections; 33-23-1 to 33-23-205) - Article 1. Agents, Agencies, Subagents, Counselors, and Adjusters (60 sections; 33-23-1 to 33-23-46) - Article 2. Licensing of Administrators (6 sections; 33-23-100 to 33-23-105) - Article 3. Insurance Navigators (6 sections; 33-23-200 to 33-23-205) ## Chapter 24. Insurance Generally https://georgiacommons.org/code/33-24.md (143 sections; 33-24-1 to 33-24-98) - Article 1. General Provisions (123 sections; 33-24-1 to 33-24-59.36) - Article 2. Assessment of Proposed Accident and Sickness Insurance Coverage (8 sections; 33-24-60 to 33-24-67) - Article 3. Breast Cancer Patient Care (3 sections; 33-24-70 to 33-24-72) - Article 4. Underwriting and Rate Risking (9 sections; 33-24-90 to 33-24-98) ## Chapter 25. Life Insurance https://georgiacommons.org/code/33-25.md (16 sections; 33-25-1 to 33-25-15) ## Chapter 26. Industrial Life Insurance https://georgiacommons.org/code/33-26.md (9 sections; 33-26-1 to 33-26-7) ## Chapter 27. Group Life Insurance https://georgiacommons.org/code/33-27.md (9 sections; 33-27-1 to 33-27-9) ## Chapter 28. Annuity and Pure Endowment Contracts https://georgiacommons.org/code/33-28.md (7 sections; 33-28-1 to 33-28-7) ## Chapter 29. Individual Accident and Sickness Insurance https://georgiacommons.org/code/33-29.md (27 sections; 33-29-1 to 33-29-22) ## Chapter 29A. Individual Health Insurance Coverage https://georgiacommons.org/code/33-29A.md (16 sections; 33-29A-1 to 33-29A-35) - Article 1. Availability and Assignment System (9 sections; 33-29A-1 to 33-29A-9) - Article 2. Commission on the Georgia Health Insurance Risk Pool (1 sections; 33-29A-20 to 33-29A-20) - Article 3. Individual Accident and Sickness Insurance (6 sections; 33-29A-30 to 33-29A-35) ## Chapter 29B. Health Care Coverage for Children https://georgiacommons.org/code/33-29B.md (1 sections; 33-29B-1 to 33-29B-1) ## Chapter 30. Group or Blanket Accident and Sickness Insurance https://georgiacommons.org/code/33-30.md (32 sections; 33-30-1 to 33-30-28) - Article 1. General Provisions (23 sections; 33-30-1 to 33-30-16) - Article 2. Preferred Provider Arrangements (9 sections; 33-30-20 to 33-30-28) ## Chapter 30A. Health Plan Purchasing Cooperatives https://georgiacommons.org/code/33-30A.md (11 sections; 33-30A-1 to 33-30A-11) ## Chapter 30B. Spending Account and Consumer Driven Health Plan Advancement https://georgiacommons.org/code/33-30B.md (7 sections; 33-30B-1 to 33-30B-7) ## Chapter 31. Credit Life Insurance and Credit Accident and Sickness Insurance https://georgiacommons.org/code/33-31.md (12 sections; 33-31-1 to 33-31-12) ## Chapter 32. Property Insurance https://georgiacommons.org/code/33-32.md (8 sections; 33-32-1 to 33-32-11) - Article 2. New or Retrofitted Insurable Properties (2 sections; 33-32-10 to 33-32-11) ## Chapter 33. Fair Access to Insurance Requirements https://georgiacommons.org/code/33-33.md (10 sections; 33-33-1 to 33-33-11) ## Chapter 34. Motor Vehicle Accident Reparations https://georgiacommons.org/code/33-34.md (11 sections; 33-34-1 to 33-34-9) ## Chapter 34A. Vehicle Protection Product Warranties https://georgiacommons.org/code/33-34A.md (13 sections; 33-34A-1 to 33-34A-13) ## Chapter 35. Prepaid Legal Services Plans https://georgiacommons.org/code/33-35.md (23 sections; 33-35-1 to 33-35-23) ## Chapter 36. Georgia Insurers Insolvency Pool https://georgiacommons.org/code/33-36.md (23 sections; 33-36-1 to 33-36-20) ## Chapter 37. Insurers Rehabilitation and Liquidation https://georgiacommons.org/code/33-37.md (61 sections; 33-37-1 to 33-37-58) - Article 1. General Provisions (9 sections; 33-37-1 to 33-37-8.1) - Article 2. Procedure for Delinquency Proceeding (2 sections; 33-37-9 to 33-37-10) - Article 3. Procedure for Rehabilitation (40 sections; 33-37-11 to 33-37-48) - Article 4. Liquidation Proceedings (10 sections; 33-37-49 to 33-37-58) ## Chapter 38. Georgia Life and Health Insurance Guaranty Association https://georgiacommons.org/code/33-38.md (22 sections; 33-38-1 to 33-38-22) ## Chapter 39. Collection, Use, and Disclosure of Information Gathered by Insurance Institutions https://georgiacommons.org/code/33-39.md (23 sections; 33-39-1 to 33-39-23) ## Chapter 40. Risk Retention Groups https://georgiacommons.org/code/33-40.md (21 sections; 33-40-1 to 33-40-21) ## Chapter 41. Captive Insurance Companies https://georgiacommons.org/code/33-41.md (34 sections; 33-41-1 to 33-41-106) - Article 1. General Provisions (27 sections; 33-41-1 to 33-41-26) - Article 2. Sponsored Captive Insurance Companies (7 sections; 33-41-100 to 33-41-106) ## Chapter 42. Long-term Care Insurance https://georgiacommons.org/code/33-42.md (7 sections; 33-42-1 to 33-42-7) ## Chapter 43. Medicare Supplement Insurance https://georgiacommons.org/code/33-43.md (9 sections; 33-43-1 to 33-43-9) ## Chapter 44. High Risk Health Insurance Plan https://georgiacommons.org/code/33-44.md (1 sections; 33-44-1 to 33-44-1) ## Chapter 45. Continuing Care Providers and Facilities https://georgiacommons.org/code/33-45.md (15 sections; 33-45-1 to 33-45-14) ## Chapter 46. Certification of Private Review Agents https://georgiacommons.org/code/33-46.md (31 sections; 33-46-1 to 33-46-32) - Article 1. General Provisions (16 sections; 33-46-1 to 33-46-16) - Article 2. Prior Authorizations (15 sections; 33-46-20 to 33-46-32) ## Chapter 47. Managing General Agents https://georgiacommons.org/code/33-47.md (8 sections; 33-47-1 to 33-47-7) ## Chapter 48. Producer Controlled Property and Casualty Insurers https://georgiacommons.org/code/33-48.md (4 sections; 33-48-1 to 33-48-4) ## Chapter 49. Reinsurance Intermediaries https://georgiacommons.org/code/33-49.md (11 sections; 33-49-1 to 33-49-11) ## Chapter 50. Multiple Employer Self-insured Health Plans https://georgiacommons.org/code/33-50.md (14 sections; 33-50-1 to 33-50-14) ## Chapter 51. Georgia Affordable Hsa Eligible High Deductible Health Plan https://georgiacommons.org/code/33-51.md (7 sections; 33-51-1 to 33-51-7) ## Chapter 52. Assumption Reinsurance Agreements and Insurance Business Transfers https://georgiacommons.org/code/33-52.md (14 sections; 33-52-1 to 33-52-17) - Article 1. Assumption Reinsurance Agreements (3 sections; 33-52-1 to 33-52-4) - Article 2. Insurance Business Transfers (8 sections; 33-52-10 to 33-52-17) ## Chapter 53. Coverage for Certain Types of Anti-cancer Drug Therapy https://georgiacommons.org/code/33-53.md (4 sections; 33-53-1 to 33-53-4) ## Chapter 54. Genetic Testing https://georgiacommons.org/code/33-54.md (8 sections; 33-54-1 to 33-54-8) ## Chapter 55. Reporting of Transactions by Insurers https://georgiacommons.org/code/33-55.md (3 sections; 33-55-1 to 33-55-3) ## Chapter 56. Risk-based Capital Levels https://georgiacommons.org/code/33-56.md (13 sections; 33-56-1 to 33-56-13) ## Chapter 57. Consumers’ Insurance Advocate https://georgiacommons.org/code/33-57.md (1 sections; 33-57-1 to 33-57-1) ## Chapter 58. Charitable Gift Annuities https://georgiacommons.org/code/33-58.md (6 sections; 33-58-1 to 33-58-6) ## Chapter 59. Life Settlements https://georgiacommons.org/code/33-59.md (18 sections; 33-59-1 to 33-59-18) ## Chapter 59A. Interstate Insurance Product Regulation Compact https://georgiacommons.org/code/33-59A.md (2 sections; 33-59A-1 to 33-59A-2) ## Chapter 60. Small Business Employee Choice of Benefits Health Insurance Plan Act https://georgiacommons.org/code/33-60.md (6 sections; 33-60-1 to 33-60-6) ## Chapter 61. Regulation of Automobile Clubs https://georgiacommons.org/code/33-61.md (2 sections; 33-61-1 to 33-61-2) ## Chapter 62. Property and Casualty Actuarial Opinion Law https://georgiacommons.org/code/33-62.md (3 sections; 33-62-1 to 33-62-3) ## Chapter 63. Guaranteed Asset Protection Waivers https://georgiacommons.org/code/33-63.md (9 sections; 33-63-1 to 33-63-9) ## Chapter 64. Regulation and Licensure of Pharmacy Benefits Managers https://georgiacommons.org/code/33-64.md (14 sections; 33-64-1 to 33-64-13) ## Chapter 65. Corporate Governance Annual Disclosure https://georgiacommons.org/code/33-65.md (11 sections; 33-65-1 to 33-65-11) ## Chapter 66. Data Analysis for Tort Reform https://georgiacommons.org/code/33-66.md (8 sections; 33-66-1 to 33-66-8)