---
title: O.C.G.A. § 40-1-166. Commercial indemnity and liability insurance.
collection: code
id: 40-1-166
cite_as: O.C.G.A. § 40-1-166 (2025)
canonical_url: https://georgiacommons.org/code/40-1-166
md_url: https://georgiacommons.org/code/40-1-166.md
text_url: https://georgiacommons.org/code/40-1-166/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t40-ch1-5-(v28a)-2024-pdf.pdf?sfvrsn=636595ac_0#page=141
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: MOTOR VEHICLES AND TRAFFIC / IDENTIFICATION AND REGULATION / MOTOR CARRIERS / GEORGIA LIMOUSINE CARRIERS
---

# O.C.G.A. § 40-1-166. Commercial indemnity and liability insurance.

Each limousine carrier shall obtain and maintain commercial indemnity and liability insurance with an insurance company licensed under Title 33 or through a surplus line broker licensed under Title 33, which policy shall provide for the protection of passengers and property carried and of the public against injury proximately caused by the negligence of the limousine carrier, its servants, and its agents. The minimum amount of such insurance shall be:

(1) For capacity of 12 passengers or less, $300,000.00 for bodily injuries to or death of all persons in any one accident with a maximum of $100,000.00 for bodily injuries to or death of one person, and $50,000.00 for loss of damage in any one accident to property of others, excluding cargo; or

(2) For capacity of more than 12 passengers, $500,000.00 for bodily injuries to or death of all persons in any one accident with a maximum of $100,000.00 for bodily injuries to or death of one person, and $50,000.00 for loss of damage in any one accident to property of others, excluding cargo.

## History

Code 1981, § 40-1-166, enacted by Ga. L. 2012, p. 580, § 1/HB 865; Ga. L. 2015, p. 1262, § 2.1/HB 225.

## Law Reviews

For article on the 2015 amendment of this Code section, see 32 Georgia St. U.L. Rev. 213 (2015).