---
title: O.C.G.A. § 40-1-223. Exclusion of insurance coverage for shared vehicle.
collection: code
id: 40-1-223
cite_as: O.C.G.A. § 40-1-223 (2025)
canonical_url: https://georgiacommons.org/code/40-1-223
md_url: https://georgiacommons.org/code/40-1-223.md
text_url: https://georgiacommons.org/code/40-1-223/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t40-ch1-5-(v28a)-2024-pdf.pdf?sfvrsn=636595ac_0#page=159
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/40-1.md
previous: https://georgiacommons.org/code/40-1-222.md
next: https://georgiacommons.org/code/40-1-224.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: MOTOR VEHICLES AND TRAFFIC / IDENTIFICATION AND REGULATION / MOTOR CARRIERS / PEER-TO-PEER CAR-SHARING PROGRAM
---

# O.C.G.A. § 40-1-223. Exclusion of insurance coverage for shared vehicle.

(a) An authorized insurer that writes motor vehicle liability insurance in this state may exclude any and all coverage and the duty to defend or indemnify for any claim afforded under a shared vehicle owner’s motor vehicle liability insurance policy, including but not limited to:

(1) Liability coverage for bodily injury and property damage;

(2) Personal injury protection coverage;

(3) Uninsured and underinsured motorist coverage;

(4) Medical payments coverage;

(5) Comprehensive coverage; and

(6) Collision coverage.

(b) Nothing in this part shall be construed to invalidate or limit an exclusion contained in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use that excludes coverage for motor vehicles made available for rent, sharing, or hire or for any business use.

## History

Code 1981, § 40-1-223, enacted by Ga. L. 2020, p. 310, § 2/HB 337.