---
title: O.C.G.A. § 40-1-227. Insurable interests.
collection: code
id: 40-1-227
cite_as: O.C.G.A. § 40-1-227 (2025)
canonical_url: https://georgiacommons.org/code/40-1-227
md_url: https://georgiacommons.org/code/40-1-227.md
text_url: https://georgiacommons.org/code/40-1-227/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t40-ch1-5-(v28a)-2024-pdf.pdf?sfvrsn=636595ac_0#page=160
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/40-1.md
previous: https://georgiacommons.org/code/40-1-226.md
next: https://georgiacommons.org/code/40-1-228.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: MOTOR VEHICLES AND TRAFFIC / IDENTIFICATION AND REGULATION / MOTOR CARRIERS / PEER-TO-PEER CAR-SHARING PROGRAM
---

# O.C.G.A. § 40-1-227. Insurable interests.

(a) Notwithstanding any other provision of law, a peer-to-peer car-sharing program shall have an insurable interest in a shared vehicle during the car-sharing period.

(b) Except as provided in Code Section 40-1-226, nothing in this part creates a liability on a peer-to-peer car-sharing program to maintain the coverage mandated by this part.

(c) A peer-to-peer car-sharing program may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:

(1) Liabilities assumed by the peer-to-peer car-sharing program under a car-sharing program agreement;

(2) Any liability of the shared vehicle owner;

(3) Damage or loss to the shared motor vehicle; or

(4) Any liability of the shared vehicle driver.

## History

Code 1981, § 40-1-227, enacted by Ga. L. 2020, p. 310, § 2/HB 337.